This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 4-bathroom apartment of 270 m², built in 2024, energy rating C. Located Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Features: This apartment features a unique architectural garden with a dual-level design, incorporating a pool elevated on pillars, offering a stunning 270-degree view of the surrounding landscape.
The valuation. The asking price of €3,900,000 is significantly above the fair value of €366,957, representing an overvaluation of €3,533,043 (90.6%). This property is not a financially sound investment based on its current pricing.
Fair value modelled at €366,957 from the area baseline, adjusted for condition and location. Asking €3,900,000 sits €3,533,043 (90.6%) above — overpriced versus fair value.
Asking €3,900,000 versus the Santa Maria Maior, Lisbon, Lisbon area baseline of €1,391,580 (€5,154/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 87/100 (Condition 85 · Materials 90 · Room dimensions 85). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 87/100 (Housing Market 90 · Amenities 90 · Economic 90 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria Maior, Lisbon, Lisbon
Area baseline €1,391,580 + condition +€33,750 + location +€42,957 = modelled fair value of €366,957 (€1,359/m²), a €3,533,043 (90.6%) gap versus the €3,900,000 asking price.
Long-term rental The property’s asking price of €3,900,000 is significantly above the fair value of €366,957, resulting in a gap of 90.6% which indicates that it is overpriced. At a gross yield of only 1.4%, this investment strategy offers limited returns relative to its elevated cost. Short-term vacation rental With the property priced at €3,900,000, the considerable gap from the fair value of €366,957 suggests it is overpriced in a market that could be more accommodating to similarly priced properties. The low gross yield of 1.4% further highlights the challenge, as profitability potential in the short-term rental market is undermined by the high entry cost. Buy-and-hold Investing €3,900,000 in this property, which is overpriced with a substantial 90.6% gap from its fair value, poses a significant risk for buy-and-hold investors. Additionally, the modest gross yield of 1.4% does not justify the high investment, making this strategy less appealing in the current pricing context.
Economic downturn risk If the economic stability score of 90/100 drops due to unforeseen events, it could jeopardize tenant stability which is currently at 80/100, affecting rental income.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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