This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 78 m². Located Matosinhos e Leça da Palmeira parish, Matosinhos municipality, Porto district. The property boasts magnificent sun exposure that brightens the spacious layout, complemented by complete insulation and a recent roof renovation enhancing its modern aesthetic and thermal efficiency.
The valuation. The asking price of €265,000 is significantly above the fair value of €234,736, making the property overpriced by €30,264 (11.4%). This discrepancy suggests potential challenges for achieving a profitable return on investment.
Fair value modelled at €234,736 from the area baseline, adjusted for condition and location. Asking €265,000 sits €30,264 (11.4%) above — overpriced versus fair value.
Asking €265,000 versus the Matosinhos e Leça da Palmeira, Matosinhos, Porto area baseline of €216,996 (€2,782/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 71 · Materials 76 · Room dimensions 78). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 68 · Economic 70 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Matosinhos e Leça da Palmeira, Matosinhos, Porto
Area baseline €216,996 + condition -€488 + location +€18,228 = modelled fair value of €234,736 (€3,009/m²), a €30,264 (11.4%) gap versus the €265,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Matosinhos e Leça da Palmeira · 99f360 | Subject | €265,000 | €3,397 | — | 71 | 71 |
| rua Congosta do Abade S / N | Active | €290,000 | €2,990 | 12.0% | 72 | 65 |
| rua Congosta do Abade S / N | Active | €290,000 | €2,990 | 12.0% | 76 | 67 |
| rua Dom Marcos da Cruz, 238 | Active | €275,000 | €3,618 | 6.5% | 70 | 64 |
| Matosinhos e Leça da Palmeira · 261d38 | Active | €390,000 | €3,023 | 11.0% | 84 | 70 |
| Median comp | €290,000 | €3,007 | 11.5% | 74 | 66 |
Long-term rental A long-term rental strategy may be challenging due to the property's pricing, as it is currently listed at €265,000, exceeding the fair value of €234,736 by 11.4%. This pricing discrepancy leads to a gross yield of only 4.9%, which may not compensate for market risks in the long run. Family rental The family rental strategy appears less favorable due to the property's price being 11.4% above fair value, which could limit rental income potential. Although the neighbourhood's amenities are suitable for families, the current pricing may hinder achieving competitive rental rates. Buy-and-hold A buy-and-hold strategy is not ideal given the apartment's overpriced listing at €265,000 compared to a fair value of €234,736, resulting in a less attractive investment. The low yield of 4.9% and overall condition score of 75/100 suggest that holding this asset may not yield optimum returns over time.
Moderate Economic and Tenant Risk With both Economic and Tenant Stability scores at 70/100, there is a moderate risk of economic volatility affecting occupancy rates or rental income stability over time.
