This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom country_house of 190 m², energy rating E. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The property includes a charming east-facing rooftop terrace with distant sea views and a versatile space with pre-installations for a kitchen and bathroom, ideal for creative use.
The valuation. The asking price of €875,000 stands at a substantial €171,729 (19.6%) above the fair value of €703,271, indicating the property is overpriced in the current market environment. Buy-to-flip angle. A buy-to-flip strategy would focus on minor renovations due to its already high condition score of 78/100, targeting resale at a higher price to capitalize on local demand. Buy-to-let angle. With an estimated gross yield of 2.6%, potential rental income of approximately €1,896/month can be attractive for long-term and short-term vacation rentals given its proximity to tourist attractions in the Algarve region.
Fair value modelled at €703,271 from the area baseline, adjusted for condition and location. Asking €875,000 sits €171,729 (19.6%) above — overpriced versus fair value.
Asking €875,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €683,430 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 75 · Materials 80 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 54/100 (Housing Market 60 · Amenities 50 · Economic 50 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €683,430 + condition +€8,906 + location +€10,935 = modelled fair value of €703,271 (€3,701/m²), a €171,729 (19.6%) gap versus the €875,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 023ce9 | Subject | €875,000 | €4,605 | — | 75 | 54 |
| Loulé (São Clemente) · dbd4b8 | Active | €875,000 | €4,605 | 0% | — | 62 |
| Loulé (São Clemente) · b7b815 | Active | €925,000 | €4,648 | 0.9% | 80 | 58 |
| Loulé (São Clemente) · 42011c | Active | €895,000 | €4,497 | 2.3% | — | 67 |
| São Brás de Alportel · f3606b | Active | €595,000 | €2,361 | 48.7% | 65 | 55 |
| Median comp | €885,000 | €4,551 | 1.2% | 73 | 60 |
Long-term rental This property, with a gross yield of only 2.6%, is overpriced by 19.6% and does not provide an attractive return for long-term investors. Additionally, the neighborhood score of 54/100 indicates limited demand and quality for long-term tenants, further supporting the conclusion that this investment may not be worthwhile. Short-term vacation rental Given its location in Loulé, which is less central in the Algarve compared to coastal hot spots, the property appears overpriced, limiting its appeal for short-term vacation rental prospects. With an overall condition score of 78/100, the property may require additional investment to meet the expectations of holiday renters, adding to the reasons why this opportunity may not be a sound investment. Not ideal for: Luxury market This property is not well-suited for the luxury market due to its current listing price of €875,000, which exceeds its fair value of €703,271. The flawed appeal to upscale buyers combined with pricing above market expectations makes it hard to position competitively in that segment.
Economic vulnerability With an economic stability score of 50/100 and tenant stability score of 55/100, there is a heightened risk of fluctuating rental income and tenant turnover impacting overall profitability.
