This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 2-bathroom house of 190 m², built in 2003, energy rating E. Located Moncarapacho e Fuseta parish, Olhão municipality, Faro district. Noteworthy Features: Offers two independent entrances, allowing for versatile living arrangements or potential rental income from the first-floor unit. Terrace: Features a sunny terrace with views of the Ria, enhancing outdoor enjoyment.
The valuation. The asking price of €850,000 exceeds the fair value of €340,011 by €509,989 (60.0%), indicating that the property is overpriced. This significant discrepancy suggests limited potential for appreciation in the current market.
Fair value modelled at €340,011 from the area baseline, adjusted for condition and location. Asking €850,000 sits €509,989 (60.0%) above — overpriced versus fair value.
Asking €850,000 versus the Moncarapacho e Fuseta, Olhão, Faro area baseline of €353,400 (€1,860/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 64/100 (Condition 65 · Materials 60 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 63/100 (Housing Market 70 · Amenities 65 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Moncarapacho e Fuseta, Olhão, Faro
Area baseline €353,400 + condition -€31,766 + location +€18,377 = modelled fair value of €340,011 (€1,790/m²), a €509,989 (60.0%) gap versus the €850,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Moncarapacho e Fuseta · 49b7ff | Subject | €850,000 | €4,474 | — | 65 | 63 |
| Moncarapacho e Fuseta · dbd469 | Active | €495,000 | €4,420 | 1.2% | 58 | 55 |
| Moncarapacho e Fuseta · dbd46a | Active | €420,000 | €2,692 | 39.8% | 65 | 67 |
| jardim Pechão | Active | €550,000 | €6,875 | 53.7% | 72 | 64 |
| rua de Arte Nova | Active | €585,000 | €2,813 | 37.1% | 65 | 61 |
| Median comp | €522,500 | €3,617 | 19.2% | 65 | 63 |
Short-term vacation rental The property is overpriced at €850,000 when the fair value is only €340,011, resulting in a 60.0% gap that diminishes its potential for profitability in the vacation rental market. With a low gross yield of 3.1% and an average neighborhood rating of 63/100, the investment is not well-positioned for short-term vacation rentals. Buy-and-hold This property does not represent a favorable buy-and-hold investment as its current price significantly exceeds its fair value, indicating a substantial risk for capital appreciation. The 3.1% gross yield combined with an average condition rating of 64/100 suggests that holding this asset could lead to inadequate returns over time. Long-term rental Given the fair value of €340,011 against the listing price of €850,000, this property is overpriced, making it a less attractive option for long-term rental strategies. The low yield of 3.1% and average neighborhood scores indicate that securing quality tenants may not yield the desired financial performance in the long run.
Potential Economic Decline The economic stability score of 55/100 indicates a risk of declining economic conditions, which may negatively impact tenant retention and rental income.
