This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom house of 68 m², energy rating E. Located Moncarapacho e Fuseta parish, Olhão municipality, Faro district. Noteworthy Features: This property includes a unique commercial studio space on the ground floor that can serve as a second bedroom, home office, or small business location, enhancing its versatility.
The valuation. The asking price of €475,000 is significantly above the fair value of €134,383, representing an overpricing of €340,617 (71.7%). This valuation indicates that the property may not be a wise financial investment.
Fair value modelled at €134,383 from the area baseline, adjusted for condition and location. Asking €475,000 sits €340,617 (71.7%) above — overpriced versus fair value.
Asking €475,000 versus the Moncarapacho e Fuseta, Olhão, Faro area baseline of €126,480 (€1,860/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 73 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 61/100 (Housing Market 60 · Amenities 65 · Economic 55 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Moncarapacho e Fuseta, Olhão, Faro
Area baseline €126,480 + condition +€2,338 + location +€5,565 = modelled fair value of €134,383 (€1,976/m²), a €340,617 (71.7%) gap versus the €475,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Moncarapacho e Fuseta · b45349 | Subject | €475,000 | €6,985 | — | 73 | 61 |
| jardim Pechão | Active | €550,000 | €6,875 | 1.6% | 72 | 64 |
| Moncarapacho e Fuseta · dbd46a | Active | €420,000 | €2,692 | 61.5% | 65 | 67 |
| Moncarapacho e Fuseta · dbd469 | Active | €495,000 | €4,420 | 36.7% | 58 | 55 |
| Moncarapacho e Fuseta · 6fbdc3 | Active | €650,000 | €2,708 | 61.2% | 70 | 67 |
| Median comp | €522,500 | €3,564 | 49.0% | 68 | 66 |
Long-term rental The property presents a low yield of 2.9%, indicating limited profitability for long-term rental. Additionally, with a significant gap of 71.7% to its fair value, the investment is notably overpriced. Short-term vacation rental While the Algarve region is a popular tourist destination, the property’s high pricing diminishes potential short-term rental returns. The current valuation suggests that buyers might find better opportunities elsewhere, as it is substantially overpriced given its 71.7% gap to fair value. Buy-and-hold Investing in this property for a buy-and-hold strategy appears unfavorable due to the substantial 71.7% gap to fair value. The overpriced status of the property undermines long-term investment growth potential in a competitive market like the Algarve. Not ideal for: This property is not suitable for luxury market investments, student housing, or value-add renovation opportunities due to its high price and limited growth potential.
Potential Economic Decline With an economic stability score of 55/100, there is a significant risk of declining economic conditions that could negatively impact property values and rental demand.
