This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 0-bathroom house of 240 m². Located Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. Noteworthy Feature: The property boasts a spacious outdoor area of 900 m², providing a unique retreat equipped with a private pool, perfect for both relaxation and entertaining guests. Características Notáveis: A propriedade possui uma ampla área exterior de 900 m², oferecendo um refúgio único equipado com uma piscina privada, perfeito tanto para relaxamento como para receber convidados.
The valuation. The asking price of €575,000 sits €68,785 (12.0%) below the fair value of €643,785, indicating that this property is underpriced relative to market expectations.
Fair value modelled at €643,785 from the area baseline, adjusted for condition and location. Asking €575,000 sits €68,785 (12.0%) below — the upside to fair value.
Asking €575,000 versus the Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal area baseline of €635,040 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 70 · Materials 78 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 53/100 (Housing Market 50 · Amenities 50 · Economic 55 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal
Area baseline €635,040 + condition +€1,125 + location +€7,620 = modelled fair value of €643,785 (€2,682/m²), a €68,785 (12.0%) gap versus the €575,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · d7a412 | Subject | €575,000 | €2,396 | — | 70 | 53 |
| rua Batalha do Viso, 208 | Active | €350,000 | €2,778 | 15.9% | 78 | 49 |
| Setúbal (São Sebastião) · 6d558b | Active | €249,000 | €3,609 | 50.6% | 80 | 47 |
| Setúbal (São Sebastião) · 6d531d | Active | €575,000 | €2,396 | 0% | 68 | 50 |
| Setúbal (São Sebastião) · 4a7fab | Active | €675,000 | €2,473 | 3.2% | 75 | 52 |
| Median comp | €462,500 | €2,626 | 9.6% | 77 | 50 |
Long-term rental The property presents an attractive opportunity for long-term rental with a potential yield of 3.8%, which is favorable given the fair value is approximately 12% higher than the listing price. This competitive pricing allows for healthy cash flow while ensuring tenant demand in a safe, semi-rural location. Family rental As a 4-bedroom house with ample space, this property is well-suited for family rentals, capitalizing on the local amenities and heightened safety typical of rural Portugal. The demand for family-sized homes in this area remains strong, especially with the current listing below fair value. Buy-and-hold Acquiring this property as a buy-and-hold investment is a strategic move, given its current pricing is nearly 12% below fair value, making it a solid asset for future appreciation. Holding onto this investment in a stable neighborhood could yield positive financial returns as property values potentially increase over time.
Economic and Tenant Risk The property faces potential instability due to both economic and tenant stability scores being at 55/100, indicating a moderate risk of tenant turnover and decreased rental income.
