This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 170 m², built in 2007, energy rating C. Located Quarteira parish, Loulé municipality, Faro district. This apartment includes a balcony with panoramic sea views, enhancing outdoor living experience while being located in a gated community with direct beach access.
The valuation. The asking price of €615,000 sits significantly below the fair value of €873,715, indicating a discount of €258,715 (42.1%). This presents an attractive opportunity given the property’s quality. Buy-to-flip angle. The potential for resale lies in leveraging the underpriced nature of the property, targeting a market where renovations could enhance value and attract buyers in a thriving tourist region. Buy-to-let angle. With a gross yield of 4.4% and an estimated rental income of €2,255 per month, this apartment represents a profitable long-term rental investment, capitalizing on the demand from both local residents and tourists.
Fair value modelled at €873,715 from the area baseline, adjusted for condition and location. Asking €615,000 sits €258,715 (42.1%) below — the upside to fair value.
Asking €615,000 versus the Quarteira, Loulé, Faro area baseline of €790,840 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 78 · Materials 82 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 72/100 (Housing Market 75 · Amenities 70 · Economic 68 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €790,840 + condition +€13,281 + location +€69,594 = modelled fair value of €873,715 (€5,140/m²), a €258,715 (42.1%) gap versus the €615,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · 65a6e2 | Subject | €615,000 | €3,618 | — | 78 | 72 |
| Quarteira · 6d5474 | Active | €599,000 | €3,915 | 8.2% | 80 | 72 |
| Quarteira · f35d92 | Active | €595,000 | €3,400 | 6.0% | 75 | 67 |
| rua das Cássias | Active | €399,000 | €3,990 | 10.3% | 78 | 74 |
| caminho do Cuco | Active | €454,000 | €4,018 | 11.1% | 80 | 75 |
| Median comp | €524,500 | €3,953 | 9.3% | 79 | 73 |
Short-term vacation rental The property is well-positioned in the Algarve tourist region, capitalizing on the consistent demand for vacation rentals. With a gross yield of 4.4% and a fair value 42.1% higher than the listing price, it presents a lucrative opportunity for generating income through short-term stays. Long-term rental Given its favorable condition score of 80/100 and a solid neighborhood score of 72/100, this apartment is suited for long-term rental, appealing to both locals and tourists. The affordability relative to its fair value provides a significant margin for rental price stability and potential appreciation over time. Buy-and-hold Acquiring this property represents an excellent buy-and-hold strategy due to its notable disparity between the listing price and fair market value. The 42.1% gap suggests that the investment can appreciate significantly while generating a reliable gross yield of 4.4% during the holding period.
Tenant retention risk With a tenant stability score of 75/100, there is a moderate risk of tenants vacating, potentially impacting cash flow and occupancy rates.
