This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
0-bedroom, 1-bathroom studio of 48 m², built in 1985, energy rating D. Located on praça Banco Português do Atlântico, 5, Quarteira parish, Loulé municipality, Faro district. Investment-ready studio with a local accommodation license, ideal for short-term rentals and located just 700 meters from the vibrant Vilamoura Marina.
The valuation. The asking price of €237,500 sits below the fair value of €249,232, indicating a difference of €11,732 (4.9%). This property is considered subpriced in the current market. Buy-to-flip angle. A buy-to-flip strategy could capitalize on the property’s appealing features and location, targeting a resale in line with current market trends for a potential profit. With rising demand, refurbishment could yield returns above €249,232. Buy-to-let angle. This property presents an attractive buy-to-let opportunity, generating an estimated monthly rental income of €970, resulting in a gross yield of 4.9%. Its location in Quarteira aligns well with tourism, enhancing rental demand for both short and long-term options.
Fair value modelled at €249,232 from the area baseline, adjusted for condition and location. Asking €237,500 sits €11,732 (4.9%) below — the upside to fair value.
Asking €237,500 versus the praça Banco Português do Atlântico, 5 area baseline of €223,296 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 78 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 74/100 (Housing Market 80 · Amenities 70 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
praça Banco Português do Atlântico, 5
Area baseline €223,296 + condition +€4,500 + location +€21,436 = modelled fair value of €249,232 (€5,192/m²), a €11,732 (4.9%) gap versus the €237,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| praça Banco Português do Atlântico, 5 | Subject | €237,500 | €4,948 | — | 78 | 74 |
| rua Manuel Faria | Active | €295,000 | €5,566 | 12.5% | 75 | 63 |
| Quarteira · 6d5534 | Active | €330,000 | €6,875 | 38.9% | 80 | 60 |
| rua dos Estados Unidos da América | Active | €360,000 | €4,865 | 1.7% | 70 | 70 |
| Quarteira · 6fb9e4 | Active | €285,000 | €4,318 | 12.7% | 73 | 70 |
| Median comp | €312,500 | €5,216 | 5.4% | 74 | 67 |
Long-term rental This 0-bed studio in Quarteira presents a promising opportunity for long-term rental with a gross yield of 4.9%, aligning with the fair value of €249,232. The property’s condition rating of 81/100 indicates it is well-maintained, appealing to quality tenants in the area. Short-term vacation rental Given the property’s location in a tourist-dominated area, it is well-suited for short-term vacation rental strategies, capitalizing on the strong market demand for coastal accommodations. With a fair value showing it is underpriced by 4.9%, there is potential for lucrative returns during peak seasons. Buy-and-hold The studio represents an attractive buy-and-hold investment, as its appreciation potential is supported by consistent tourism and favorable market conditions in Loulé. With a fair valuation of €249,232 and current pricing revealing it is underpriced, investors could anticipate solid long-term capital growth. Not ideal for This property is not suitable for student housing due to low demand in the area, nor does it fit the industrial investment profile given its residential nature. Additionally, it does not appeal to the luxury market, as it is a small studio targeted at budget-conscious renters and vacationers.
Economic Vulnerability The property faces potential risks due to its economic stability score of 65/100, indicating moderate vulnerability to economic fluctuations that could impact rental income.
