This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 4-bathroom house of 340 m². Located on rua da Cerdeira, 195, Valongo parish, Valongo municipality, Porto district. Noteworthy Features: This house is part of an exclusive luxury condominium with significant customization options still available for future owners to select materials and finishes during the construction phase.
The valuation. The asking price of €550,000 sits €277,639 (50.5%) above the fair value of €272,361. This property is considered overpriced, making it a less attractive investment in its current state.
Fair value modelled at €272,361 from the area baseline, adjusted for condition and location. Asking €550,000 sits €277,639 (50.5%) above — overpriced versus fair value.
Asking €550,000 versus the rua da Cerdeira, 195 area baseline of €476,000 (€1,400/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 30/100 (Condition 25 · Materials 30 · Room dimensions 35). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 70/100 (Housing Market 75 · Amenities 70 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua da Cerdeira, 195
Area baseline €476,000 + condition -€241,719 + location +€38,080 = modelled fair value of €272,361 (€801/m²), a €277,639 (50.5%) gap versus the €550,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Cerdeira, 195 | Subject | €550,000 | €1,618 | — | 25 | 70 |
| rua Dom Pedro IV | Active | €197,500 | €2,821 | 74.4% | 25 | 72 |
| rua Dom Pedro IV | Active | €180,000 | €1,286 | 20.5% | 40 | 84 |
| rua do Castanhal, 373 | Active | €330,000 | €2,063 | 27.5% | — | 77 |
| rua Dom António Castro Meireles | Active | €350,000 | €2,201 | 36.1% | 58 | 65 |
| Median comp | €263,750 | €2,132 | 31.8% | 40 | 75 |
Long-term rental The property, priced at €550,000, exceeds its fair value of €272,361 by 50.5%, making it an overpriced investment for long-term rental. The gross yield of 2.7% indicates limited potential for return in a stable suburban Porto market. Family rental With a fair value significantly below the asking price, this property is overpriced and may not attract families seeking reasonable rental options. Additionally, the condition rating of 30/100 raises concerns about maintenance and appeal for family tenants. Buy-and-hold The current pricing of €550,000 suggests an overpriced asset relative to its fair value of €272,361, limiting any potential appreciation for buy-and-hold investors. The subpar yield of 2.7% further underscores the unattractiveness of this strategy given the current market conditions.
Economic Dependence Risk The property’s economic stability score of 70/100 indicates moderate economic resilience, which may expose it to fluctuations in the market, affecting rentals and occupancy rates. Tenant Turnover Risk A tenant stability score of 65/100 suggests potential challenges in retaining tenants, which could lead to increased vacancy rates and decreased cash flow.
