This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 174 m², built in 1981, energy rating C. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The garden boasts a diverse collection of 30 fruit trees, including olives and citrus, complemented by a private terrace with views over this lush landscape.
The valuation. The asking price of €445,000 is significantly below fair value, which is €682,677, indicating a difference of €237,677 (53.4%). This property is considered underpriced, presenting a compelling opportunity for investment.
Fair value modelled at €682,677 from the area baseline, adjusted for condition and location. Asking €445,000 sits €237,677 (53.4%) below — the upside to fair value.
Asking €445,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €625,878 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 84/100 (Condition 80 · Materials 88 · Room dimensions 86). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 64/100 (Housing Market 70 · Amenities 65 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €625,878 + condition +€21,750 + location +€35,049 = modelled fair value of €682,677 (€3,923/m²), a €237,677 (53.4%) gap versus the €445,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · cfe060 | Subject | €445,000 | €2,557 | — | 80 | 64 |
| urbanização de Santa Catarina, 73 | Active | €699,000 | €991 | 61.2% | 73 | 66 |
| Loulé (São Clemente) · 7354bd | Active | €470,000 | €2,282 | 10.8% | 75 | 59 |
| Loulé (São Clemente) · cfe0dc | Active | €895,000 | €3,086 | 20.7% | 78 | 65 |
| Loulé (São Clemente) · b7b815 | Active | €925,000 | €4,648 | 81.8% | 80 | 58 |
| Median comp | €797,000 | €2,684 | 4.9% | 77 | 62 |
Short-term vacation rental The property in Loulé presents an attractive opportunity for short-term vacation rentals, given its fair value of €682,677 compared to the listing price of €445,000, indicating that it is significantly underpriced. With a gross yield of 6.2%, this strategy aligns well with the area's tourism-driven demand. Buy-and-hold Investing in this property as a buy-and-hold asset is favorable because its current price reflects a 53.4% gap below fair value, suggesting substantial appreciation potential. The overall condition rating of 84/100 indicates that it is a sound investment for long-term growth in this desirable Algarve location. Family rental As a family rental, this property stands out due to its underpriced status, allowing for competitive market positioning in Loulé's residential sector. The neighborhood score of 64/100 reinforces its suitability for families seeking quality housing in a thriving community. Not ideal for student housing Due to its lack of appeal within the student housing market, this property should not be considered for that purpose. The neighborhood profile does not attract a typical student demographic, which may limit rental demand in that segment. Not ideal for luxury market This property does not align with the luxury market's expectations, despite its fair value. Its location and amenities are not conducive to attracting high-end buyers or renters who are seeking premium properties. Not ideal for industrial purposes The property is unsuitable for industrial purposes as it is located in a primarily residential area, limiting its potential for commercial or industrial development. Additionally, the economic and tenant quality factors do not support an industrial investment strategy.
Economic Viability Risk The economic stability score of 55/100 suggests potential challenges in maintaining tenant demand and rental income stability.
