This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 705 m², built in 1994, energy rating C. Located on urbanização de Santa Catarina, 73, Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This property includes a private outdoor area ideal for gatherings, and the potential for a swimming pool next to the garage enhances its recreational appeal.
The valuation. The asking price of €699,000 is significantly below the fair value of €2,714,705, representing a difference of €2,015,705 (288.4%). Verdict: underpriced.
Fair value modelled at €2,714,705 from the area baseline, adjusted for condition and location. Asking €699,000 sits €2,015,705 (288.4%) below — the upside to fair value.
Asking €699,000 versus the urbanização de Santa Catarina, 73 area baseline of €2,535,885 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 73 · Materials 80 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 66/100 (Housing Market 70 · Amenities 65 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
urbanização de Santa Catarina, 73
Area baseline €2,535,885 + condition +€16,523 + location +€162,297 = modelled fair value of €2,714,705 (€3,851/m²), a €2,015,705 (288.4%) gap versus the €699,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| urbanização de Santa Catarina, 73 | Subject | €699,000 | €991 | — | 73 | 66 |
| Loulé (São Clemente) · cfe060 | Active | €445,000 | €2,557 | 157.9% | 80 | 64 |
| rua das Amendoeiras | Active | €695,000 | €4,317 | 335.4% | 75 | 68 |
| rua Manuel da Luz Afonso, 46 | Active | €675,000 | €1,650 | 66.5% | — | 63 |
| Loulé (São Clemente) · 4202ae | Active | €985,000 | €4,624 | 366.4% | 70 | 64 |
| Median comp | €685,000 | €3,437 | 246.7% | 75 | 64 |
Short-term vacation rental The property’s location in a common tourist area of Algarve enhances its potential for short-term vacation rental opportunities, supported by a fair value significantly higher than the listing price. With a fair value of €2,714,705, the current listing at €699,000 presents an attractive entry point for investors in the thriving rental market. Buy-and-hold Acquiring this property for long-term investment aligns with the notable gap between its listing price and fair value, creating a foundation for substantial wealth accumulation. Given its prime location and the strong demand in the rental market, the property stands to appreciate significantly over time. Family rental While the property may not be ideal for luxury or student rentals, it offers a solid opportunity for family-oriented rental, capitalizing on the attractive community in Loulé. The favorable fair value further indicates that this property can generate stable rental income in the long run without adequate competition in the family rental segment.
Economic and Tenant Risk The property faces a moderate risk of tenant turnover and economic decline due to both economic stability and tenant stability scores being at 65/100, indicating potential challenges in maintaining consistent occupancy and rental income.
