This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom apartment of 77 m², energy rating C. Located on rua da Inglaterra, Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: The apartment includes a generous 39 m² private terrace with lawn, enhancing outdoor living opportunities and privacy, and features a bright living room with a fireplace that connects seamlessly to this outdoor space.
The valuation. The asking price of €495,000 sits €102,868 (20.8%) above fair value of €392,132. This property is thus considered overpriced in the current market context.
Fair value modelled at €392,132 from the area baseline, adjusted for condition and location. Asking €495,000 sits €102,868 (20.8%) above — overpriced versus fair value.
Asking €495,000 versus the rua da Inglaterra area baseline of €358,204 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 74 · Materials 79 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 72/100 (Housing Market 75 · Amenities 80 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua da Inglaterra
Area baseline €358,204 + condition +€2,406 + location +€31,522 = modelled fair value of €392,132 (€5,093/m²), a €102,868 (20.8%) gap versus the €495,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Inglaterra | Subject | €495,000 | €6,429 | — | 74 | 72 |
| Quarteira · 89345d | Active | €439,000 | €4,989 | 22.4% | 80 | 73 |
| Quarteira · 1e606b | Active | €445,000 | €6,357 | 1.1% | 74 | 71 |
| Quarteira · 6d5534 | Active | €330,000 | €6,875 | 6.9% | 80 | 60 |
| caminho da Lebre | Active | €300,000 | €5,357 | 16.7% | 70 | 70 |
| Median comp | €384,500 | €5,857 | 8.9% | 77 | 71 |
Short-term vacation rental The property has a low gross yield of 2.5%, making it less attractive as a short-term vacation rental compared to other investment opportunities in the Algarve. With the property priced at €495,000, which exceeds its fair value by 20.8%, investors should reassess the profit potential in this competitive market. Buy-and-hold Given the current pricing of €495,000, which is 20.8% above the fair value, the buy-and-hold strategy may not yield the expected returns in the long run. The combination of a relatively low yield and the overpriced nature of this property makes it an unattractive long-term investment. Value-add renovation While renovations could enhance property value, the existing listing price of €495,000 already represents a 20.8% premium over fair value, potentially limiting the upside from any improvements. Investors must carefully consider whether the renovation costs can bridge this valuation gap effectively in a highly competitive market.
Economic Vulnerability The economic stability score of 65/100 indicates potential susceptibility to downturns which could affect rental income stability and property value.
