This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 99 m², built in 2001, energy rating D. Located Setúbal (São Sebastião) parish, Setúbal municipality, Setúbal district. Noteworthy Features: This apartment offers a fireplace in the living room and is situated directly across from the Vale do Cobro Health Center, enhancing convenience for residents.
The valuation. The asking price of €340,000 is significantly above the fair value of €144,353, presenting a discrepancy of €195,647 (57.5%). This property is considered overpriced based on current market conditions.
Fair value modelled at €144,353 from the area baseline, adjusted for condition and location. Asking €340,000 sits €195,647 (57.5%) above — overpriced versus fair value.
Asking €340,000 versus the Setúbal (São Sebastião), Setúbal, Setúbal area baseline of €252,846 (€2,554/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 70 · Materials 75 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 48/100 (Housing Market 40 · Amenities 45 · Economic 35 · Tenant Quality 60). Softer demand indicators apply a discount to baseline.
Setúbal (São Sebastião), Setúbal, Setúbal
Area baseline €252,846 + condition -€11,602 + location -€1,258 = modelled fair value of €144,353 (€1,458/m²), a €195,647 (57.5%) gap versus the €340,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Setúbal (São Sebastião) · be9436 | Subject | €340,000 | €3,434 | — | 70 | 48 |
| rua António Carvalho Serra | Active | €260,000 | €3,611 | 5.1% | 72 | 55 |
| rua António José Baptista, 137A | Active | €270,000 | €2,813 | 18.1% | 72 | 52 |
| Setúbal (São Sebastião) · 0325bf | Active | €283,000 | €3,110 | 9.4% | 68 | 55 |
| rua da Fé, 1 | Active | €309,000 | €2,619 | 23.8% | 68 | 48 |
| Median comp | €276,500 | €2,962 | 13.8% | 70 | 54 |
Long-term rental Given the significant gap of 57.5% between the listed price and its fair value, the property is overpriced at €340,000, affecting potential long-term rental returns. With a gross yield of only 3% and a low neighborhood quality score of 48/100, the investment's viability in long-term rental is compromised. Buy-and-hold While buying and holding may seem like a long-term strategy, the property's fair value indicates it is overpriced, leading to diminished prospects for appreciation. Coupled with a poor neighborhood score and limited economic amenities, the buy-and-hold strategy lacks a strong foundation for future gains in this scenario.
Economic risk The economic stability score of 35/100 indicates a high risk of market fluctuations that could impact rental income.
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