This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 142 m², energy rating C. Located on rua das Farinhas S / N, Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Features: The property benefits from a 19 m² terrace offering excellent natural light and direct access from the spacious living room, enhancing indoor-outdoor living. Condition Notes: High-quality bathroom finishes include underfloor heating, ensuring comfort year-round.
The valuation. The asking price of €925,000 is significantly above the fair value of €185,337, resulting in an overpriced verdict of €739,663 (80.0%). This disconnect suggests limited potential for immediate returns and a need for price adjustments. Buy-to-flip angle. A buy-to-flip strategy would be difficult given the current price; substantial renovations or market shifts would be required to achieve a profit through resale. The current valuation limits the feasibility of a quick turnaround. Buy-to-let angle. With an estimated rental income of €2,312 per month, the gross yield sits at 3%. While stable, this yield is modest for an investment in Lisbon’s city center, indicating limited cash flow potential without further market appreciation.
Fair value modelled at €185,337 from the area baseline, adjusted for condition and location. Asking €925,000 sits €739,663 (80.0%) above — overpriced versus fair value.
Asking €925,000 versus the rua das Farinhas S / N area baseline of €731,868 (€5,154/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 78 · Materials 82 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 85/100 (Housing Market 90 · Amenities 90 · Economic 90 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua das Farinhas S / N
Area baseline €731,868 + condition +€11,316 + location +€21,371 = modelled fair value of €185,337 (€1,305/m²), a €739,663 (80.0%) gap versus the €925,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua das Farinhas S / N | Subject | €925,000 | €6,514 | — | 78 | 85 |
| praça das Novas Nações | Active | €685,000 | €6,116 | 6.1% | 76 | 88 |
| rua Sampaio e Pina | Active | €950,000 | €9,314 | 43.0% | 82 | 84 |
| rua do Vale de Santo António | Active | €499,900 | €8,332 | 27.9% | 80 | 81 |
| Campolide · 99f2ad | Active | €650,000 | €5,652 | 13.2% | 75 | 77 |
| Median comp | €667,500 | €7,224 | 10.9% | 78 | 83 |
Long-term rental This 2-bed apartment in Santa Maria Maior, listed at €925,000, presents a significant 80.0% gap from its fair value of €185,337, indicating it is overpriced. With a gross yield of only 3%, the potential for sustainable long-term rental income is undermined by the inflated acquisition cost. Short-term vacation rental While short-term vacation rentals in Lisbon might typically thrive due to the city’s robust tourism appeal, the current pricing of this apartment at €925,000 suggests it is overpriced by 80.0% compared to its fair value of €185,337. This inflated price may limit the profitability of short-term rentals, making it a less attractive investment option. Buy-and-hold Investing in a buy-and-hold strategy would be detrimental for this Santa Maria Maior apartment listed at €925,000, as it is overpriced by 80.0% against its fair value of €185,337. The anticipated long-term appreciation is heavily compromised by the initial high purchase price, suggesting a lack of favorable return prospects over time. Not ideal for student housing Given the significant gap between the listing price of €925,000 and its fair value of €185,337, positioning this property for student housing would not be advisable. The overvaluation inherently limits accessibility for the expected demographic, rendering it unsuitable for this type of rental strategy.
Potential tenant turnover risk The tenant stability score of 70/100 suggests a moderate likelihood of tenant turnover, which could lead to increased vacancies and associated costs.
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