This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 75 m² on the 1st floor, built in 1937, energy rating D. Located Penha de França parish, Lisbon municipality, Lisbon district. Noteworthy Features: The apartment includes a charming balcony that offers outdoor space for relaxation, and it benefits from a dedicated storage room, enhancing functional living.**
The valuation. The asking price of €378,500 is positioned 10.2% above the fair value of €339,990, making the property overpriced. This discrepancy indicates a premium pricing that potential buyers may find less appealing in a competitive market.
Fair value modelled at €339,990 from the area baseline, adjusted for condition and location. Asking €378,500 sits €38,510 (10.2%) above — overpriced versus fair value.
Asking €378,500 versus the Penha de França, Lisbon, Lisbon area baseline of €295,350 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 75 · Materials 78 · Room dimensions 77). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 86/100 (Housing Market 90 · Amenities 90 · Economic 90 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
Penha de França, Lisbon, Lisbon
Area baseline €295,350 + condition +€2,109 + location +€42,530 = modelled fair value of €339,990 (€4,533/m²), a €38,510 (10.2%) gap versus the €378,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Penha de França · 99f107 | Subject | €378,500 | €5,047 | — | 75 | 86 |
| rua Latino Coelho, 34 | Active | €950,000 | €7,308 | 44.8% | 70 | 80 |
| avenida da Liberdade | Active | €500,000 | €7,937 | 57.3% | 72 | 82 |
| rua Dom Tomás de Melo Breyner | Active | €435,000 | €5,878 | 16.5% | 75 | 78 |
| Penha de França · 262122 | Active | €398,000 | €4,795 | 5.0% | 75 | 79 |
| Median comp | €467,500 | €6,593 | 30.6% | 74 | 80 |
Long-term rental The property in Penha de França is overpriced at €378,500 compared to its fair value of €339,990, indicating a 10.2% gap. With a gross yield of 4.3% and a neighborhood score of 86/100, the investment may not generate optimal returns for long-term rental strategies. Buy-and-hold Given its current pricing above fair value, the 3-bed apartment does not represent a sound buy-and-hold investment opportunity. While the area is desirable with excellent public transportation, the potential returns are compromised by the property being overpriced. Luxury market As an entry into the luxury market, this apartment is priced above its fair value and presents challenges for appreciation. Despite a favorable neighborhood rating of 86/100, the 4.3% gross yield suggests that this property may not align with luxury investment expectations due to its current valuation.
Market Adjustment Risk Tenant stability is moderately high at 80, which could indicate potential fluctuations in rental income if market conditions shift despite a strong economic stability score of 90/100.
