This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 149 m², built in 2005, energy rating C. Located Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim parish, Sintra municipality, Lisbon district. Noteworthy Features: The reversible architecture allows for easy conversion back to a 2-bedroom layout while offering exceptional privacy and expansive garden views from the balcony.
The valuation. The asking price of €620,000 exceeds fair value by €247,088, representing a 39.9% markup, making this property overpriced based on current market analysis. This disparity indicates a challenging investment scenario. Buy-to-flip angle. Utilizing a buy-to-flip strategy may be challenging due to the high initial cost; however, improvements could increase appeal in a strong local market. Short-term sales would require a swift renovation and repositioning to attract potential buyers effectively. Buy-to-let angle. The estimated rental income is approximately €1,963 per month, translating to a gross yield of 3.8%. This figure suggests moderate rental yields typical for the area, appealing to long-term tenants looking for quality housing.
Fair value modelled at €372,912 from the area baseline, adjusted for condition and location. Asking €620,000 sits €247,088 (39.9%) above — overpriced versus fair value.
Asking €620,000 versus the Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim, Sintra, Lisbon area baseline of €319,754 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 80 · Materials 85 · Room dimensions 81). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 77/100 (Housing Market 80 · Amenities 75 · Economic 85 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim, Sintra, Lisbon
Area baseline €319,754 + condition +€18,625 + location +€34,533 = modelled fair value of €372,912 (€2,503/m²), a €247,088 (39.9%) gap versus the €620,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim · 023b18 | Subject | €620,000 | €4,161 | — | 80 | 77 |
| Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim · 001bf8 | Active | €650,000 | €5,200 | 25.0% | 78 | 68 |
| Algueirão-Mem Martins · f35e09 | Active | €315,000 | €4,500 | 8.1% | 75 | 71 |
| Rio de Mouro · 02427e | Active | €290,000 | €4,203 | 1.0% | 75 | 73 |
| rua Eiras, 49 | Active | €305,000 | €3,813 | 8.4% | 80 | 76 |
| Median comp | €310,000 | €4,352 | 4.6% | 77 | 72 |
Long-term rental The current pricing of €620,000 places this property at a 39.9% premium compared to its fair value of €372,912, indicating that it may not yield the expected returns in the long-term rental market. With a gross yield of 3.8% and a decent condition rating of 83/100, the property’s cost outweighs its potential attractiveness to renters looking for value. Family rental While the proximity to Lisbon and the quality of the Sintra neighbourhood may appeal to families, the property’s price at €620,000 exceeds its fair value of €372,912 by 39.9%. This premium could deter families from committing to a rental when more affordable options exist nearby, despite a solid neighbourhood rating of 77/100. Buy-and-hold Investing in this property as a buy-and-hold strategy may be unwise given its pricing at €620,000, which is 39.9% above the fair valuation of €372,912. Although the area offers promising economic potential due to its proximity to Lisbon, the overpricing could hinder long-term capital appreciation prospects.
Tenant turnover risk High tenant turnover is a possibility given the tenant stability score of 70/100, which may lead to increased vacancy periods and associated costs.
