This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 99 m², energy rating D. Located Croca parish, Penafiel municipality, Porto district. Noteworthy Features: The apartment includes a dedicated laundry area adjacent to the kitchen, enhancing practicality for everyday living and providing efficient use of space.
The valuation. The asking price of €237,500 exceeds the fair value of €133,523 by €103,977, which represents a 43.8% premium. This property is overpriced relative to market standards.
Fair value modelled at €133,523 from the area baseline, adjusted for condition and location. Asking €237,500 sits €103,977 (43.8%) above — overpriced versus fair value.
Asking €237,500 versus the Croca, Penafiel, Porto area baseline of €138,600 (€1,400/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 67/100 (Condition 70 · Materials 75 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 64/100 (Housing Market 65 · Amenities 60 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Croca, Penafiel, Porto
Area baseline €138,600 + condition -€12,839 + location +€7,762 = modelled fair value of €133,523 (€1,349/m²), a €103,977 (43.8%) gap versus the €237,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Croca · 023c07 | Subject | €237,500 | €2,399 | — | 70 | 64 |
| Croca · 49b6bc | Active | €237,500 | €2,399 | 0% | 68 | 61 |
| avenida Gaspar Baltar, 28 | Active | €280,000 | €2,240 | 6.6% | 70 | 65 |
| Penafiel · e40ba2 | Active | €335,000 | €2,055 | 14.3% | 75 | 63 |
| Recezinhos (São Martinho) · 93757b | Active | €150,000 | €1,667 | 30.5% | 54 | 56 |
| Median comp | €258,750 | €2,148 | 10.5% | 69 | 62 |
Family rental Given its 0% gross yield and valuation gap of 43.8%, this 2-bed apartment in Croca is not a financially viable option for family rental despite the area's proximity to Porto's economic activity. Additionally, with a condition score of 67/100 and a neighborhood score of 64/100, it lacks the appeal necessary to attract longer-term family tenants. Long-term rental This property, listed at €237,500, is priced above its fair value, making it a poor candidate for a long-term rental investment with no gross yield anticipated. The combination of an overpriced listing and average neighborhood condition diminishes the likelihood of sustaining consistent tenant occupancy at a desirable rental rate. Buy-and-hold The high price tag of this apartment, reflecting a 43.8% gap from fair value, presents significant challenges for a buy-and-hold strategy aimed at capital appreciation. With neither a favorable rental yield nor compelling neighborhood characteristics, this investment runs the risk of stagnation over time.
Economic Sensitivity A moderate economic stability score of 70/100 suggests vulnerability to market fluctuations, which could impact rental income. Tenant Volatility A tenant stability score of 65/100 indicates potential for higher turnover rates, leading to increased vacancy risk and associated costs.
