This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 120 m², built in 1988, energy rating D. Located on rua do Clube Naval, Uniao das Freguesias da Póvoa de Varzim, Beiriz e Argivai parish, Póvoa de Varzim municipality, Porto district. This apartment features a marquee balcony accessible from the living room, enhancing outdoor connectivity, and is conveniently located near a children's playground for family-oriented living.
The valuation. The asking price of €275,000 is 49.9% above the fair value of €137,881, indicating that the property is overpriced. This discrepancy suggests a significant markup that could impact potential investment returns.
Fair value modelled at €137,881 from the area baseline, adjusted for condition and location. Asking €275,000 sits €137,119 (49.9%) above — overpriced versus fair value.
Asking €275,000 versus the rua do Clube Naval area baseline of €182,040 (€1,517/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 46/100 (Condition 40 · Materials 50 · Room dimensions 55). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 63/100 (Housing Market 60 · Amenities 55 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua do Clube Naval
Area baseline €182,040 + condition -€53,625 + location +€9,466 = modelled fair value of €137,881 (€1,149/m²), a €137,119 (49.9%) gap versus the €275,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua do Clube Naval | Subject | €275,000 | €2,292 | — | 40 | 63 |
| Uniao das Freguesias da Póvoa de Varzim, Beiriz e Argivai · 99f168 | Active | €275,000 | €2,292 | 0% | 55 | 66 |
| Uniao das Freguesias da Póvoa de Varzim, Beiriz e Argivai · 1e6539 | Active | €477,500 | €3,820 | 66.7% | 45 | 59 |
| Vila do Conde · 023a36 | Active | €350,000 | €2,318 | 1.1% | 60 | 63 |
| praça dos Combatentes, 21 | Active | €455,000 | €2,935 | 28.1% | 42 | 60 |
| Median comp | €402,500 | €2,627 | 14.6% | 50 | 62 |
Long-term rental Despite the potential for a steady rental income, the property’s 3.9% gross yield does not compensate for its excessive pricing of €275,000, significantly above the fair value of €137,881. Given the average condition score of 46/100 and a neighbourhood rating of 63/100, this property appears to lack appeal for long-term tenants. Family rental The €275,000 listing price results in a 49.9% gap from the fair value; therefore, this property is not positioned favorably for family rentals. The neighbourhood’s moderate rating and the apartment's condition suggest that families may seek better options in the Greater Porto area at similar price points. Buy-and-hold Although holding the property could yield some appreciation over time, purchasing at €275,000 is ill-advised as it exceeds its fair value of €137,881 and is likely to hinder the investment's overall performance. With a gross yield of only 3.9% and a lackluster condition score, the buy-and-hold strategy would struggle to deliver favorable returns in this market context.
Economic sensitivity risk The economic stability score of 70/100 indicates potential vulnerability to market fluctuations, while the tenant stability score of 65/100 suggests a likelihood of tenant turnover, which could impact rental income reliability significantly.
