This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 99 m², energy rating D. Located Croca parish, Penafiel municipality, Porto district. Noteworthy Features: This apartment includes a laundry area with direct access from the kitchen and a garage equipped with an electric car charging point, enhancing convenience for modern living.**
The valuation. The property is listed at €237,500, which is €100,381 (42.3%) above its fair value of €137,119. This indicates that the current asking price is overpriced and may limit its attractiveness to potential investors.
Fair value modelled at €137,119 from the area baseline, adjusted for condition and location. Asking €237,500 sits €100,381 (42.3%) above — overpriced versus fair value.
Asking €237,500 versus the Croca, Penafiel, Porto area baseline of €138,600 (€1,400/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 (Condition 68 · Materials 75 · Room dimensions 72). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 61/100 (Housing Market 60 · Amenities 60 · Economic 65 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Croca, Penafiel, Porto
Area baseline €138,600 + condition -€7,580 + location +€6,098 = modelled fair value of €137,119 (€1,385/m²), a €100,381 (42.3%) gap versus the €237,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Croca · 49b6bc | Subject | €237,500 | €2,399 | — | 68 | 61 |
| Croca · 023c07 | Active | €237,500 | €2,399 | 0% | 70 | 64 |
| avenida Gaspar Baltar, 28 | Active | €280,000 | €2,240 | 6.6% | 70 | 65 |
| Penafiel · e40ba2 | Active | €335,000 | €2,055 | 14.3% | 75 | 63 |
| Recezinhos (São Martinho) · 93757b | Active | €150,000 | €1,667 | 30.5% | 54 | 56 |
| Median comp | €258,750 | €2,148 | 10.5% | 70 | 64 |
Long-term rental This property is not suitable for long-term rental given its significant gap from fair value of 42.3%, making it impractical for generating returns. With a yield of 0% gross, the financial viability of this strategy is severely compromised. Family rental The apartment's pricing position renders it unappealing for family rentals, particularly as its fair value stands at €137,119 against a listing of €237,500. Given the average neighbourhood rating of 61/100, families might seek more value for money elsewhere. Buy-and-hold This buy-and-hold strategy is less favorable for this property, as it is overvalued and has a current condition score of 70/100. The lack of potential appreciation due to its pricing significantly impacts the feasibility of holding this asset long-term.
Economic Vulnerability The property's economic stability score of 65 indicates a moderate risk of downturns that could impact rental income and property value. Tenant Instability With a tenant stability score of 60, there is a heightened risk of turnover, which could result in increased vacancy rates and loss of revenue.
