This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 5-bathroom house of 316 m², built in 2002, energy rating B. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The property includes a comprehensive energy efficiency system with a 12 kWp photovoltaic solar installation, rainwater collection, and a private well for sustainability. Outdoor Amenities: A landscaped garden surrounds the pool area, enhancing relaxation and outdoor living.
The valuation. The asking price of €1,350,000 reflects a premium over its fair value of €1,267,084, resulting in overpricing by €82,916 (6.1%). This discrepancy suggests the property is not a favorable purchase at its current asking price.
Fair value modelled at €1,267,084 from the area baseline, adjusted for condition and location. Asking €1,350,000 sits €82,916 (6.1%) above — overpriced versus fair value.
Asking €1,350,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €1,136,652 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 84/100 (Condition 80 · Materials 85 · Room dimensions 88). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 70/100 (Housing Market 75 · Amenities 60 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €1,136,652 + condition +€39,500 + location +€90,932 = modelled fair value of €1,267,084 (€4,010/m²), a €82,916 (6.1%) gap versus the €1,350,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 6d535e | Subject | €1,350,000 | €4,272 | — | 80 | 70 |
| Loulé (São Clemente) · 0014cb | Active | €2,500,000 | €6,173 | 44.5% | 80 | 63 |
| Loulé (São Clemente) · cfe0dc | Active | €895,000 | €3,086 | 27.8% | 78 | 65 |
| Loulé (São Clemente) · 261dfe | Active | €1,200,000 | €3,604 | 15.6% | 78 | 65 |
| Loulé (São Sebastião) · 6d5523 | Active | €1,800,000 | €6,000 | 40.4% | 80 | 70 |
| Median comp | €1,500,000 | €4,802 | 12.4% | 79 | 65 |
Short-term vacation rental Despite the property being located in a tourist-heavy region with stable rental appeal, it is overpriced, presenting a 6.1% gap versus fair value. Given the seasonal demand influences, securing profitable short-term rentals may prove challenging at this price point. Long-term rental The house's gross yield of 4% indicates a return that may not justify the €1,350,000 asking price, especially when considering it is above fair value. This might limit investor interest in a long-term rental strategy as the returns do not align with the market's expectations. Buy-and-hold While the property has potential for future appreciation due to its coastal locale, the current valuation at €1,350,000 renders it overpriced relative to its fair value. Engaging in a buy-and-hold strategy would risk suboptimal returns, as the property's immediate valuation does not support favorable investment conditions.
Economic Sensitivity With an economic stability score of 65/100, there may be heightened vulnerability to market fluctuations that could impact rental income and property value.
