This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 185 m², built in 1986. Located Cernadelo e Lousada (São Miguel e Santa Margarida) parish, Lousada municipality, Porto district. Noteworthy Features: The property includes a versatile 65 m² ground floor space with an active commercial license, ideal for a variety of business ventures. Outdoor Space: While the backyard is well-established, it offers potential for landscaping improvements or gardening.**
The valuation. The asking price of €265,000 is €10,317 (3.9%) above the fair value of €254,683. This property is deemed overpriced based on a thorough market analysis.
Fair value modelled at €254,683 from the area baseline, adjusted for condition and location. Asking €265,000 sits €10,317 (3.9%) above — overpriced versus fair value.
Asking €265,000 versus the Cernadelo e Lousada (São Miguel e Santa Margarida), Lousada, Porto area baseline of €280,645 (€1,517/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 63/100 (Condition 64 · Materials 67 · Room dimensions 63). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 57/100 (Housing Market 55 · Amenities 60 · Economic 60 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
Cernadelo e Lousada (São Miguel e Santa Margarida), Lousada, Porto
Area baseline €280,645 + condition -€33,820 + location +€7,858 = modelled fair value of €254,683 (€1,377/m²), a €10,317 (3.9%) gap versus the €265,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Cernadelo e Lousada (São Miguel e Santa Margarida) · 6d5514 | Subject | €265,000 | €1,432 | — | 64 | 57 |
| Silvares, Pias, Nogueira e Alvarenga · 99f4fe | Active | €360,000 | €1,698 | 18.5% | 72 | 63 |
| Aveleda · de0b51 | Active | €360,000 | €2,057 | 43.6% | — | 66 |
| rua de Piage S / N | Active | €280,000 | €700 | 51.1% | — | 63 |
| Pedreira, Rande e Sernande · 2620f6 | Active | €135,000 | €714 | 50.1% | — | 59 |
| Median comp | €320,000 | €1,206 | 15.8% | 72 | 63 |
Long-term rental The property in Cernadelo e Lousada is overpriced with a fair value of €254,683, indicating a 3.9% gap that diminishes the potential for significant rental returns. With a gross yield of only 3.5%, the investment offers minimal cash flow relative to its price. Buy-and-hold At a listing price of €265,000, the property falls short of fair value and thus may not provide adequate appreciation potential in the long run. Given the condition rating of 63/100 and a neighbourhood score of 57/100, investors may face challenges in achieving substantial equity growth. Family rental The property is priced at €265,000, just above its assessed fair value, which raises concerns about its attractiveness to the suburban family rental market. The average tenant profile in the area may not support such a high price point given the suburban amenities and economic factors at play.
Economic and Tenant Instability The property faces a risk due to its low economic stability score of 60 and tenant stability score of 55, indicating potential challenges in maintaining tenant occupancy and rental income.
