This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 239 m². Located Gâmbia-Pontes-Alto da Guerra parish, Setúbal municipality, Setúbal district. Noteworthy Features: The property includes a private swimming pool and a spacious outdoor leisure area perfect for gatherings and entertainment, enhancing its appeal for family living.
The valuation. The asking price of €575,000 exceeds the fair value of €389,810 by €185,190 (32.2%). This property is considered overpriced and may not provide the expected return on investment at this price point.
Fair value modelled at €389,810 from the area baseline, adjusted for condition and location. Asking €575,000 sits €185,190 (32.2%) above — overpriced versus fair value.
Asking €575,000 versus the Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal area baseline of €379,532 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 70 · Materials 75 · Room dimensions 80). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 58/100 (Housing Market 50 · Amenities 50 · Economic 60 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal
Area baseline €379,532 + condition -€1,867 + location +€12,145 = modelled fair value of €389,810 (€1,631/m²), a €185,190 (32.2%) gap versus the €575,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Gâmbia-Pontes-Alto da Guerra · 6d55a6 | Subject | €575,000 | €2,406 | — | 70 | 58 |
| beco do Girassol | Active | €575,000 | €2,396 | 0.4% | 72 | 51 |
| beco do Girassol | Active | €595,000 | €2,479 | 3.0% | 71 | 49 |
| beco do Girassol S / N | Active | €575,000 | €2,396 | 0.4% | 75 | 54 |
| Gâmbia-Pontes-Alto da Guerra · 90d881 | Active | €595,000 | €2,479 | 3.0% | 68 | 51 |
| Median comp | €585,000 | €2,438 | 1.3% | 72 | 51 |
Long-term rental This property is not suitable for long-term rental due to its 32.2% gap from fair value, indicating it is overpriced relative to its rental yield of 4.6%. With a neighborhood score of only 58/100, tenant quality may not justify the high listing price. Buy-and-hold Investing in this property as a buy-and-hold strategy appears unfavorable with its current valuation, as it is overpriced at €575,000 against a fair value of €389,810. The limited high-end amenities in the area further decrease its appeal for long-term capital appreciation. Value-add renovation Although a renovation could potentially improve property value, the current asking price suggests that this property is overpriced by 32.2%, making initial investments questionable. Given the condition rating of 75/100, renovation might not yield a sufficient return on investment to justify the elevated acquisition cost.
Economic and Tenant Instability Risk With economic and tenant stability scores both at 60/100, there is a heightened risk of experiencing fluctuations in tenant demand and potential vacancies, which may affect cash flow stability.
