This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom house of 96 m², built in 1988, energy rating E. Located Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. Noteworthy Features: The property includes a fully utilized attic that adds versatility as a bedroom, and a backyard patio ideal for family gatherings in a peaceful neighborhood.
The valuation. The asking price of €350,000 sits significantly above the fair value of €228,937, with a difference of €121,063 (34.6%). This property is considered overpriced, making it a less attractive investment option.
Fair value modelled at €228,937 from the area baseline, adjusted for condition and location. Asking €350,000 sits €121,063 (34.6%) above — overpriced versus fair value.
Asking €350,000 versus the Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal area baseline of €254,016 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 64/100 (Condition 60 · Materials 65 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 42/100 (Housing Market 40 · Amenities 30 · Economic 50 · Tenant Quality 50). Softer demand indicators apply a discount to baseline.
Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal
Area baseline €254,016 + condition -€16,950 + location -€8,129 = modelled fair value of €228,937 (€2,385/m²), a €121,063 (34.6%) gap versus the €350,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 90d7ba | Subject | €350,000 | €3,646 | — | 60 | 42 |
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 893659 | Active | €585,000 | €3,112 | 14.7% | 75 | 44 |
| rua Batalha do Viso, 208 | Active | €350,000 | €2,778 | 23.8% | 78 | 49 |
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 6d53ac | Active | €349,900 | €4,486 | 23.0% | 72 | 48 |
| parque Natural da Arrábida | Active | €595,000 | €1,825 | 49.9% | 70 | 59 |
| Median comp | €467,500 | €2,945 | 19.2% | 74 | 49 |
Long-term rental The property in Setúbal, with a fair value of €228,937, is currently listed at €350,000, indicating it is overpriced by 34.6%. Additionally, the gross yield of 3.5% reflects a less attractive long-term investment given the neighborhood's low score of 42/100 and limited amenities. Buy-and-hold This property presents a significant gap between its listing price and fair value, leading to a verdict of overpriced. Holding onto this asset may not yield favorable returns due to the average condition score of 64/100 and the surrounding area's economic challenges.
Economic and Tenant Instability The property faces a dual risk of economic and tenant instability with both scores at 50/100, indicating uncertain rental income and potential turnover issues.
