This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom house of 113 m², built in 1981, energy rating C. Located on rua Joaquim de Almeida, 227, Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. Noteworthy Features: This townhouse boasts a heat recovery fireplace, enhancing energy efficiency while providing a cozy atmosphere during colder months, and a private yard perfect for outdoor activities.
The valuation. The asking price of €430,000 is significantly higher than fair value at €211,384, representing a 50.8% premium. This property is overpriced given the substantial gap between asking and fair market value.
Fair value modelled at €211,384 from the area baseline, adjusted for condition and location. Asking €430,000 sits €218,616 (50.8%) above — overpriced versus fair value.
Asking €430,000 versus the rua Joaquim de Almeida, 227 area baseline of €194,360 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 80 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 56/100 (Housing Market 50 · Amenities 50 · Economic 60 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua Joaquim de Almeida, 227
Area baseline €194,360 + condition +€12,359 + location +€4,665 = modelled fair value of €211,384 (€1,871/m²), a €218,616 (50.8%) gap versus the €430,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Joaquim de Almeida, 227 | Subject | €430,000 | €3,805 | — | 80 | 56 |
| Montijo e Afonsoeiro · 4a7f8c | Active | €279,000 | €2,583 | 32.1% | 80 | 62 |
| Sarilhos Grandes · 001bf5 | Active | €435,000 | €2,825 | 25.8% | 72 | 55 |
| rua 25 de Abril, 3 | Active | €545,000 | €2,868 | 24.6% | — | 58 |
| Montijo e Afonsoeiro · 0239b4 | Active | €275,000 | €3,056 | 19.7% | — | 58 |
| Median comp | €357,000 | €2,847 | 25.2% | 76 | 58 |
Long-term rental The property is priced at €430,000, well above its fair value of €211,384, making it a poor choice for long-term rental investments. With a gross yield of just 2.8%, the high entry cost significantly outweighs potential returns in a mixed-use neighborhood. Family rental At €430,000, this property exceeds its fair value by 50.8%, indicating a lack of financial prudence for family rental purposes. Although it has a decent condition rating of 82/100, the area's mixed industrial and residential character, coupled with a neighborhood score of 56/100, may deter families looking for stable living conditions.
Economic Vulnerability The property's economic stability score of 60/100 indicates a moderate risk level, suggesting potential fluctuations in market conditions that could impact rental income. Tenant Stability Risk With a tenant stability score of 60/100, there is a 40% chance that tenant turnover may be more frequent than desirable, affecting cash flow predictability.
