This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 143 m², built in 1995, energy rating D. Located on rua da Lagoa, São Mamede de Infesta e Senhora da Hora parish, Matosinhos municipality, Porto district. Noteworthy features: This apartment boasts independent storage rooms, enhancing organization and functionality, along with a private garage space for added convenience in a densely populated area.
The valuation. The asking price of €397,000 is notably below the fair value of €443,805, making it subvalued by €46,805 or 11.8%. This presents an attractive opportunity for potential investors.
Fair value modelled at €443,805 from the area baseline, adjusted for condition and location. Asking €397,000 sits €46,805 (11.8%) below — the upside to fair value.
Asking €397,000 versus the rua da Lagoa area baseline of €397,826 (€2,782/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 74/100 (Condition 75 · Materials 70 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 81/100 (Housing Market 85 · Amenities 75 · Economic 80 · Tenant Quality 85). Strong amenities and housing-market momentum support a premium to baseline.
rua da Lagoa
Area baseline €397,826 + condition -€3,352 + location +€49,330 = modelled fair value of €443,805 (€3,104/m²), a €46,805 (11.8%) gap versus the €397,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Lagoa | Subject | €397,000 | €2,776 | — | 75 | 81 |
| praça Pedra Verde | Active | €385,000 | €2,484 | 10.5% | 75 | 73 |
| rua de Vila Nova | Active | €333,000 | €2,281 | 17.8% | 65 | 71 |
| rua Dom Jerónimo de Azevedo | Active | €369,000 | €2,460 | 11.4% | 72 | 73 |
| rua das Artes | Active | €279,900 | €2,744 | 1.2% | 72 | 75 |
| Median comp | €351,000 | €2,472 | 11.0% | 72 | 73 |
Family rental The property in São Mamede de Infesta e Senhora da Hora is strategically positioned to attract families seeking stable rentals near Porto, leveraging the area’s economic opportunities and neighborhood amenities. With a fair value gap of 11.8%, this apartment stands out as an appealing option for family renters, ensuring a steady gross yield of 4.5%. Long-term rental Given its 74/100 condition score and strong neighborhood rating of 81/100, this apartment is well-suited for long-term rental tenants who prioritize quality living environments. The strategic location offers access to the amenities of Porto while maintaining a suburban feel, enhancing its attractiveness for long-term commitments. Buy-and-hold The buy-and-hold strategy for this property could yield positive outcomes, as the current listing price is set below its fair value, presenting an opportunity for value appreciation over time. With solid fundamentals indicated by a gross yield of 4.5%, investors can expect both stable cash flow and long-term capital growth in the evolving Matosinhos market.
Economic Downturn Risk The solid Economic stability score of 80 indicates a generally stable market, but if local economic conditions deteriorate, even a small drop could impact tenant stability and occupancy rates, which are currently at a strong 85.
