This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 83 m², built in 1986, energy rating C. Located Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. Noteworthy Features: The apartment includes a private parking space for two cars and is situated within walking distance to local schools and essential amenities, enhancing urban living convenience.
The valuation. The asking price of €265,000 is significantly above the fair value of €132,565, making it overpriced by 50.0%. This suggests that potential buyers may want to approach negotiations cautiously. Buy-to-flip angle. Given its condition rating of 69/100, there may be room for cosmetic upgrades to enhance appeal, but the high asking price limits the potential profit margin for a resale strategy. Buy-to-let angle. The gross yield of 3.2% suggests that the estimated rental income of €707 per month is relatively low compared to the high initial investment, resulting in limited cash flow for buy-and-hold investors.
Fair value modelled at €132,565 from the area baseline, adjusted for condition and location. Asking €265,000 sits €132,435 (50.0%) above — overpriced versus fair value.
Asking €265,000 versus the Montijo e Afonsoeiro, Montijo, Setúbal area baseline of €232,068 (€2,796/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 69/100 (Condition 72 · Materials 75 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 46/100 (Housing Market 40 · Amenities 40 · Economic 45 · Tenant Quality 55). Softer demand indicators apply a discount to baseline.
Montijo e Afonsoeiro, Montijo, Setúbal
Area baseline €232,068 + condition -€7,911 + location -€2,284 = modelled fair value of €132,565 (€1,597/m²), a €132,435 (50.0%) gap versus the €265,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Montijo e Afonsoeiro · 1e601c | Subject | €265,000 | €3,193 | — | 72 | 46 |
| rua Rui de Pina | Active | €295,000 | €2,757 | 13.6% | 70 | 45 |
| rua Luís Afonso | Active | €230,000 | €3,151 | 1.3% | 65 | 54 |
| Sarilhos Grandes · ac99ac | Active | €285,000 | €3,065 | 4.0% | 72 | 58 |
| Montijo e Afonsoeiro · 65a82d | Active | €260,000 | €2,889 | 9.5% | 75 | 55 |
| Median comp | €272,500 | €2,977 | 6.8% | 71 | 55 |
Long-term rental The property in Montijo e Afonsoeiro is currently priced at €265,000, which reflects a significant gap of 50.0% above the estimated fair value of €132,565. Given its moderate yield of 3.2% and below-average neighbourhood conditions, investing in this property as a long-term rental presents a challenging risk-reward scenario. Family rental At a listing price of €265,000, the apartment is overpriced compared to its fair value of €132,565, creating a concerning disparity of 50.0%. Families may find limited local amenities and educational opportunities unattractive, further complicating its viability as a family rental. Buy-and-hold With a fair value of €132,565 contrasted against a listing price of €265,000, the property is overpriced by 50.0%, which diminishes its appeal for a buy-and-hold investment strategy. Considering its gross yield of only 3.2% and the neighbourhood's score of 46/100, the long-term growth potential appears limited and risky for investors.
Tenant turnover risk The tenant stability score of 55/100 suggests a moderate likelihood of tenant turnover, which could lead to increased vacancies and reduced rental income. Economic contraction risk With an economic stability score of 45/100, there is a heightened risk of economic downturns affecting rental demand and property value.
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