This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 122 m², energy rating D. Located on urbanização Monte Fino, 12C, Monte Gordo parish, Vila Real de Santo António municipality, Faro district. Noteworthy Features: The apartment boasts a private terrace that enhances outdoor living, alongside a functional layout that offers versatility for family activities or entertaining guests.
The valuation. The asking price of €300,000 is significantly above fair value of €196,392, with an overvaluation of €103,608 (34.5%). This property is not a viable investment given its overpriced status.
Fair value modelled at €196,392 from the area baseline, adjusted for condition and location. Asking €300,000 sits €103,608 (34.5%) above — overpriced versus fair value.
Asking €300,000 versus the urbanização Monte Fino, 12C area baseline of €491,050 (€4,025/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 (Condition 62 · Materials 68 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 56/100 (Housing Market 60 · Amenities 50 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
urbanização Monte Fino, 12C
Area baseline €491,050 + condition -€18,109 + location +€5,027 = modelled fair value of €196,392 (€1,610/m²), a €103,608 (34.5%) gap versus the €300,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| urbanização Monte Fino, 12C | Subject | €300,000 | €2,459 | — | 62 | 56 |
| avenida Ministro Duarte Pacheco | Active | €195,000 | €2,746 | 11.7% | 60 | 52 |
| rua Doctor José Colaço Fernandes | Active | €220,000 | €2,857 | 16.2% | 60 | 61 |
| rua do Sapal | Active | €279,900 | €2,043 | 16.9% | — | 57 |
| Vila Real de Santo António · 90d91a | Active | €225,000 | €2,744 | 11.6% | — | 53 |
| Median comp | €222,500 | €2,745 | 11.6% | 60 | 55 |
Short-term vacation rental This property is overpriced at €300,000 compared to its fair value of €196,392, creating a significant gap of 34.5% that harms investment viability. With a low gross yield of 3.4% and a neighborhood rating of 56/100, the financial outlook for short-term rentals appears unfavorable in this area known for less tourism facilities than central Algarve. Buy-and-hold At a listing price of €300,000, this property is not an attractive buy-and-hold investment given its fair value of €196,392, indicating it is overpriced by 34.5%. Additionally, with the property condition at 66/100 and a lackluster neighborhood quality, long-term appreciation prospects are likely to be limited.
Economic Decline Risk The economic stability score of 50/100 suggests a potential decline in local economic conditions, which may lead to reduced tenant demand and increased vacancy rates.
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