This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom apartment of 172 m², built in 2003, energy rating B. Located Cidade da Maia parish, Maia municipality, Porto district. Noteworthy Features: The apartment includes electric aluminum shutters offering superior thermal and acoustic insulation, and a fully equipped kitchen features a convenient pantry for additional storage.
The valuation. The asking price of €415,000 is significantly above the fair value of €281,766, representing an overvaluation of €133,234 (32.1%). This property is priced higher than its intrinsic worth. Buy-to-flip angle. A buy-to-flip strategy could be challenging due to the property's high asking price compared to its fair value, limiting potential profit margins on resale. Quick renovations may not yield substantial returns. Buy-to-let angle. With an estimated rental income of €1,176/month, this property offers a gross yield of 3.4%, making it a viable option for long-term family rentals. However, the achievable yield may not justify the initial investment considering the purchase price.
Fair value modelled at €281,766 from the area baseline, adjusted for condition and location. Asking €415,000 sits €133,234 (32.1%) above — overpriced versus fair value.
Asking €415,000 versus the Cidade da Maia, Maia, Porto area baseline of €240,800 (€1,400/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 80 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 73/100 (Housing Market 70 · Amenities 70 · Economic 75 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Cidade da Maia, Maia, Porto
Area baseline €240,800 + condition +€18,813 + location +€22,154 = modelled fair value of €281,766 (€1,638/m²), a €133,234 (32.1%) gap versus the €415,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Cidade da Maia · 65a4d2 | Subject | €415,000 | €2,413 | — | 80 | 73 |
| Cidade da Maia · 4a7d9f | Active | €450,000 | €2,394 | 0.8% | 76 | 73 |
| rua Alberto Pimenta | Active | €415,000 | €2,231 | 7.5% | 75 | 75 |
| rua Cavaco | Active | €435,000 | €2,132 | 11.6% | 75 | 69 |
| Cidade da Maia · 0900a8 | Active | €480,000 | €2,124 | 12.0% | 72 | 68 |
| Median comp | €442,500 | €2,182 | 9.6% | 75 | 71 |
Long-term rental The property in Cidade da Maia, priced at €415,000, exceeds its fair value of €281,766 by 32.1%, making it a less attractive long-term rental investment. Additionally, with a gross yield of only 3.4%, the financial return does not justify the high entry cost. Family rental With a fair value significantly lower than the listing price, the apartment's potential as a family rental may not meet expectations, especially given its 3.4% gross yield. The neighborhood's score of 73/100 suggests reasonable appeal, but the high purchase price limits profitability. Buy-and-hold Investing in this apartment as a buy-and-hold strategy is questionable, given its overpricing compared to the fair value of €281,766. The property’s condition rating of 82/100 does indicate quality, yet the current cost of €415,000 diminishes long-term capital appreciation prospects due to the higher entry barrier.
Economic Downturn Risk: With both economic stability and tenant stability scores at 75/100, there is a potential risk that a slight economic downturn could affect both tenant retention and rental income stability due to a lack of substantial financial resilience in the market.
