This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 3-bathroom apartment of 220 m², built in 1957, energy rating C. Located on rua Actor Vale, Penha de França parish, Lisbon municipality, Lisbon district. Noteworthy Features: This apartment boasts a spacious living room that receives abundant west-facing sunlight, complementing the premium finish of its modern and fully equipped kitchen. Unique Selling Point: The top-floor location enhances privacy and offers three fronts for exceptional natural light throughout the day.
The valuation. The asking price of €1,120,000 sits €124,527 (11.1%) above the fair value of €995,473, indicating that the property is overpriced. This discrepancy calls for a careful reassessment of investment viability. Buy-to-flip angle. A resale or wholesale strategy would require significant market analysis to gauge potential appreciation, given the current overpriced status. Quick renovations may help establish a competitive resale price in the vibrant Lisbon market. Buy-to-let angle. With an estimated gross yield of 3.1% (approximately €2,893/month), the rental income strategy could provide steady revenue, yet the investment's current price diminishes overall profitability. Long-term rental demand remains strong in the desirable central location.
Fair value modelled at €995,473 from the area baseline, adjusted for condition and location. Asking €1,120,000 sits €124,527 (11.1%) above — overpriced versus fair value.
Asking €1,120,000 versus the rua Actor Vale area baseline of €866,360 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 82 · Materials 78 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 82/100 (Housing Market 85 · Amenities 90 · Economic 85 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Actor Vale
Area baseline €866,360 + condition +€18,219 + location +€110,894 = modelled fair value of €995,473 (€4,525/m²), a €124,527 (11.1%) gap versus the €1,120,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Actor Vale | Subject | €1,120,000 | €5,091 | — | 82 | 82 |
| avenida Estados Unidos da América | Active | €1,200,000 | €6,000 | 17.9% | 72 | 80 |
| avenida Marquês de Tomar, 92C | Active | €1,700,000 | €8,586 | 68.7% | 80 | 81 |
| avenida República | Active | €1,650,000 | €6,395 | 25.6% | 74 | 81 |
| Alvalade · 001960 | Active | €950,000 | €6,051 | 18.9% | 74 | 77 |
| Median comp | €1,425,000 | €6,223 | 22.2% | 74 | 81 |
Long-term rental The property in Penha de França, listed at €1,120,000, is overpriced by 11.1% compared to its fair value of €995,473. With a gross yield of only 3.1%, the investment returns may not justify the premium price. Short-term vacation rental At €1,120,000, this listing exceeds the fair value by 11.1%, making it a less attractive option for short-term vacation rental investments. Given the 3.1% gross yield, potential returns could fall short of investment expectations in this area. Buy-and-hold This 5-bed apartment is overpriced at €1,120,000, which is 11.1% above its fair value of €995,473. While the location offers stability, the 3.1% yield indicates that the long-term financial benefits may not align with the elevated price point.
Tenant turnover risk With a tenant stability score of 70/100, there may be a higher frequency of tenant turnover, leading to increased vacancy rates and potential loss of rental income.
