This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 98 m², energy rating C. Located on rua António Sérgio, 5, Almada, Cova da Piedade, Pragal e Cacilhas parish, Almada municipality, Setúbal district. Noteworthy Features: The apartment includes electric shutters and double-glazed tilt-and-turn windows for enhanced energy efficiency and security, along with recessed lighting that adds to its modern aesthetic.
The valuation. The asking price of €410,000 is significantly higher than the fair value of €315,373, indicating it is overpriced by €94,627 or 23.1%. This discrepancy suggests the property may not be a viable investment at the current listing. Buy-to-flip angle. A potential resale strategy could involve renovations to enhance appeal, targeting a sale price that reflects a profitable return, though the current market price presents challenges due to the property's overvaluation. Buy-to-let angle. The rental income strategy offers a gross yield of 3%, translating to approximately €1,025 per month. However, this yield may not justify the investment given the property's elevated purchase price compared to fair market value.
Fair value modelled at €315,373 from the area baseline, adjusted for condition and location. Asking €410,000 sits €94,627 (23.1%) above — overpriced versus fair value.
Asking €410,000 versus the rua António Sérgio, 5 area baseline of €283,024 (€2,888/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 78 · Materials 82 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 70 · Economic 80 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua António Sérgio, 5
Area baseline €283,024 + condition +€8,575 + location +€23,774 = modelled fair value of €315,373 (€3,218/m²), a €94,627 (23.1%) gap versus the €410,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua António Sérgio, 5 | Subject | €410,000 | €4,184 | — | 78 | 71 |
| rua Polónio Febrero Júnior, 6 | Active | €385,000 | €3,667 | 12.4% | 74 | 80 |
| Almada, Cova da Piedade, Pragal e Cacilhas · 4a7cb8 | Active | €365,000 | €3,802 | 9.1% | 72 | 80 |
| Laranjeiro e Feijó · 1e60ec | Active | €310,000 | €3,563 | 14.8% | 78 | 74 |
| praceta de Ricardo Jorge, 5 | Active | €385,000 | €3,889 | 7.0% | 80 | 75 |
| Median comp | €375,000 | €3,735 | 10.7% | 76 | 78 |
Long-term rental The property is positioned at a listing price of €410,000, which exceeds its fair value by 23.1%, indicating that it is overpriced. With a gross yield of only 3%, this investment lacks attractive financial returns and presents an increased risk of holding costs. Family rental At €410,000, this 2-bed apartment is overpriced relative to its fair value of €315,373, limiting its potential appeal to families seeking affordable options. The neighborhood score of 71/100 points to moderate demand, yet the high price is unlikely to justify the investment for long-term family rentals. Buy-and-hold Considering the current listing price is €410,000, which is 23.1% above its fair value, this property is not an ideal candidate for a buy-and-hold strategy. The modest gross yield of 3% coupled with a favorable condition rating of 81/100 does not compensate for the high entry cost, making it a questionable long-term investment decision.
Tenant turnover risk The tenant stability score of 65/100 indicates a potential risk of higher turnover, which could impact rental income and occupancy rates.
