This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 125 m², built in 1986, energy rating D. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The apartment includes a 30 m² private terrace at the back, perfect for outdoor dining or children's play, enhancing its outdoor living appeal.
The valuation. The asking price of €385,000 sits €74,895 (19.5%) below the fair value of €459,895, indicating that it is underpriced and presents a compelling opportunity for investment. Buy-to-flip angle. With potential renovations and aesthetic improvements, a buy-to-flip strategy could quickly capitalize on the property's below fair market value, allowing for a profitable resale shortly after acquisition. Buy-to-let angle. A buy-to-let strategy could yield a gross rental income of approximately €1,187 per month, generating a steady cash flow with a gross yield of 3.7%, suitable for long-term investment in the tourist-favored Algarve region.
Fair value modelled at €459,895 from the area baseline, adjusted for condition and location. Asking €385,000 sits €74,895 (19.5%) below — the upside to fair value.
Asking €385,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €449,625 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 60/100 (Condition 58 · Materials 65 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 72/100 (Housing Market 75 · Amenities 70 · Economic 65 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €449,625 + condition -€29,297 + location +€39,567 = modelled fair value of €459,895 (€3,679/m²), a €74,895 (19.5%) gap versus the €385,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · cfe051 | Subject | €385,000 | €3,080 | — | 58 | 72 |
| praceta António Sérgio, 2 | Active | €335,000 | €3,018 | 2.0% | 60 | 66 |
| Loulé (São Clemente) · 1e646f | Active | €230,000 | €2,110 | 31.5% | 65 | 61 |
| Loulé (São Clemente) · ba5796 | Active | €421,000 | €2,567 | 16.7% | — | 65 |
| rua Alberto Iria, 2 | Active | €421,000 | €2,567 | 16.7% | 70 | 65 |
| Median comp | €378,000 | €2,567 | 16.7% | 65 | 65 |
Short-term vacation rental This property presents a compelling investment opportunity for short-term vacation rentals, capitalizing on the Algarve’s popularity among tourists. With a fair value indicating a 19.5% appreciation potential, the location is well positioned to attract seasonal visitors. Buy-and-hold Investors seeking long-term appreciation will find this property appealing, given its fair value significantly exceeds its listing price. The 3.7% gross yield, combined with the expected value appreciation, positions this investment favorably for sustained growth over time. Family rental Targeting family rentals can be a lucrative strategy in Loulé, where the neighborhood rating of 72 suggests a desirable environment for family living. The property’s size and location provide the necessary appeal for families looking for spacious accommodations in a vibrant area. Not ideal for student housing Investing in student housing is not recommended for this property, as its appeal is more aligned with families and vacationers rather than the student demographic. The local market conditions and property characteristics do not cater to the needs of students seeking shared or lower-cost housing options. Not ideal for luxury market This property is not suited for the luxury market, given its mid-range rating and average condition score. While it possesses desirable features, it does not meet the requirements typically sought after by high-end buyers. Not ideal for industrial investment Industrial investment is not a suitable strategy for this property, as its characteristics cater more to residential and short-term rental opportunities. The prime location and size do not align with the demands of the industrial real estate sector.
Economic Vulnerability The property has a moderately low economic stability score of 65/100, indicating potential susceptibility to economic downturns that could affect rental income.
