This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 109 m², built in 1970, energy rating D. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The property includes a private balcony with scenic views of the surrounding area, as well as access to a communal swimming pool within the complex.
The valuation. The asking price of €230,000 is significantly below the fair value of €393,996, indicating a remarkable discount of €163,996 (71.3%). This position reflects an advantageous opportunity for prospective investors seeking value. Buy-to-flip angle. A buy-to-flip strategy could involve minimal renovations to enhance aesthetic appeal, potentially increasing resale value substantially. Given the fair market conditions, this could meet strong demand from buyers looking for updated units. Buy-to-let angle. With an estimated gross yield of 5.6%, generating approximately €1,073/month in rental income makes it an attractive buy-and-hold investment. The proximity to coastal attractions positions the apartment well for short-term vacation rentals.
Fair value modelled at €393,996 from the area baseline, adjusted for condition and location. Asking €230,000 sits €163,996 (71.3%) below — the upside to fair value.
Asking €230,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €392,073 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 (Condition 65 · Materials 70 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 61/100 (Housing Market 70 · Amenities 65 · Economic 55 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €392,073 + condition -€15,328 + location +€17,251 = modelled fair value of €393,996 (€3,615/m²), a €163,996 (71.3%) gap versus the €230,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 1e646f | Subject | €230,000 | €2,110 | — | 65 | 61 |
| rua Joaquim A. Pires, 25 | Active | €290,000 | €2,710 | 28.4% | 70 | 70 |
| praceta António Sérgio, 2 | Active | €335,000 | €3,018 | 43.0% | 60 | 66 |
| Loulé (São Clemente) · cfe051 | Active | €385,000 | €3,080 | 46.0% | 58 | 72 |
| rua Alberto Iria, 1 | Active | €421,000 | €2,567 | 21.7% | 74 | 67 |
| Median comp | €360,000 | €2,864 | 35.7% | 65 | 69 |
Short-term vacation rental The property in Loulé offers a compelling investment opportunity for short-term vacation rentals, as it is currently listed at €230,000 while the fair value stands at €393,996, indicating a significant undervaluation of 71.3%. With a gross yield of 5.6%, the dynamics of tourism in the region can enhance revenue potential, particularly given the property's proximity to the coast. Buy-and-hold With a fair value of €393,996, the listing price of €230,000 positions this 2-bed apartment as an attractive buy-and-hold investment, showcasing a substantial gap of 71.3%. The relatively good condition of 66/100 and a neighbourhood score of 61/100 suggest that long-term appreciation and rental demand could provide favorable returns over time.
Economic and Tenant Instability Risk With both economic and tenant stability scores at 55/100, the property may face challenges attracting reliable tenants, potentially leading to higher vacancy rates and inconsistent cash flow.
