This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 96 m², energy rating C. Located on rua Cruzado Osberno, 11, Penha de França parish, Lisbon municipality, Lisbon district. Noteworthy Features: The top-floor location ensures abundant natural light and unmatched panoramic views of Lisbon's skyline, enhancing the apartment's modern aesthetic and providing a vibrant urban experience.
The valuation. The asking price of €435,000 sits slightly above the fair value of €434,388, indicating that the property is overpriced by €612 (0.1%). This suggests the need for negotiation to align with market expectations.
Fair value modelled at €434,388 from the area baseline, adjusted for condition and location. Asking €435,000 sits €612 (0.1%) above — overpriced versus fair value.
Asking €435,000 versus the rua Cruzado Osberno, 11 area baseline of €378,048 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 78 · Materials 82 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 82/100 (Housing Market 85 · Amenities 80 · Economic 87 · Tenant Quality 78). Strong amenities and housing-market momentum support a premium to baseline.
rua Cruzado Osberno, 11
Area baseline €378,048 + condition +€7,950 + location +€48,390 = modelled fair value of €434,388 (€4,525/m²), a €612 (0.1%) gap versus the €435,000 asking price.
Long-term rental The 2-bed apartment in Penha de França offers an estimated yield of 3.4%, which is relatively low compared to the market averages. Given that the property is priced at €435,000, slightly above the fair value of €434,388, the potential returns may not justify the investment. Buy-and-hold With a fair neighborhood rating of 82/100 and a decent condition score of 80/100, the property could provide moderate appreciation over time. However, considering its pricing is above fair value, the long-term investment appeal is diminished. Family rental The property is well-suited to families, given its size and neighborhood amenities; however, the gross yield of 3.4% suggests limited cash flow potential. As the listing price exceeds the fair valuation, the financial viability of a family rental strategy looks increasingly weak.
Tenant turnover risk High tenant turnover may be a concern due to the tenant stability score of 78, indicating potential challenges in maintaining consistent occupancy and income.
