This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 0-bathroom apartment of 130 m², built in 2005, energy rating C. Located Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. The property features a well-illuminated living room with large windows that enhance the spacious atmosphere, ideal for relaxed family gatherings or entertaining guests.
The valuation. The asking price of €320,000 is significantly above the fair value of €218,538, representing an overpricing of €101,462 (31.7%). This property fails to present a compelling financial opportunity for potential investors.
Fair value modelled at €218,538 from the area baseline, adjusted for condition and location. Asking €320,000 sits €101,462 (31.7%) above — overpriced versus fair value.
Asking €320,000 versus the Montijo e Afonsoeiro, Montijo, Setúbal area baseline of €223,600 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 62/100 (Condition 60 · Materials 65 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Montijo e Afonsoeiro, Montijo, Setúbal
Area baseline €223,600 + condition -€27,422 + location +€22,360 = modelled fair value of €218,538 (€1,681/m²), a €101,462 (31.7%) gap versus the €320,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Montijo e Afonsoeiro · cfe242 | Subject | €320,000 | €2,462 | — | 60 | 75 |
| rua Mário Viegas, 17 | Active | €285,000 | €1,979 | 19.6% | 70 | 62 |
| rua Bento Gonçalves, 17 | Active | €435,000 | €1,510 | 38.6% | 70 | 71 |
| praça de Touros | Active | €275,000 | €2,594 | 5.4% | 60 | 69 |
| praça da Concórdia | Active | €360,000 | €3,025 | 22.9% | 71 | 72 |
| Median comp | €322,500 | €2,287 | 7.1% | 70 | 70 |
Long-term rental This property, listed at €320,000, is overpriced given its fair value of €218,538, resulting in a 31.7% gap that undermines potential returns. Additionally, with a gross yield of 0%, the long-term rental strategy presents significant risks in terms of cash flow. Family rental With its listing price exceeding fair value by 31.7%, this property does not align with a strategic family rental investment, especially considering the current market conditions. The property’s gross yield of 0% signals that it may not attract the family demographic looking for value. Buy-and-hold Investing in this property for a buy-and-hold strategy is challenged by its overpriced status and a notable gap of 31.7% compared to fair value. The lack of favorable yields and the current condition rating of 62 out of 100 further diminishes the long-term growth prospects for this investment.
Tenant turnover risk The tenant stability score of 70/100 indicates a potential for higher turnover rates, which could lead to increased vacancy periods and related costs.
