This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 130 m². Located Misericórdia parish, Lisbon municipality, Lisbon district. Noteworthy Features: This apartment includes a versatile upper-floor study, enhancing functionality with scenic views of the surrounding urban landscape, merging comfort with vibrant city life.
The valuation. The asking price of €798,000 is significantly above the fair value of €594,174, making the property overpriced by €203,826 (25.5%). Buy-to-flip angle. A resale strategy aimed at the luxury market would need substantial price adjustments to attract buyers, considering the current valuation gap. Buy-to-let angle. The estimated gross yield of 3.7% suggests an expected monthly rental income of €2,461, which may appeal to long-term renters in a vibrant neighborhood.
Fair value modelled at €594,174 from the area baseline, adjusted for condition and location. Asking €798,000 sits €203,826 (25.5%) above — overpriced versus fair value.
Asking €798,000 versus the Misericórdia, Lisbon, Lisbon area baseline of €511,940 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 78 · Materials 82 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 85/100 (Housing Market 90 · Amenities 85 · Economic 90 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
Misericórdia, Lisbon, Lisbon
Area baseline €511,940 + condition +€10,563 + location +€71,672 = modelled fair value of €594,174 (€4,571/m²), a €203,826 (25.5%) gap versus the €798,000 asking price.
Long-term rental The property's listing price reflects a 25.5% gap above its fair value of €594,174, indicating that it is overpriced in the context of long-term rental opportunities. With a gross yield of 3.7% and a well-rated neighborhood, the investment does not capitalize on the area's potential profitability. Buy-and-hold Given that the property is priced at €798,000, which is significantly above its fair value, it presents a challenge for long-term appreciation as a buy-and-hold strategy. The combination of an overpriced listing and moderate yield potential suggests that this approach may not align with value investment principles in the current market. Luxury market The apartment's price point places it at a premium level, yet it fails to deliver a compelling value proposition against its fair value marker, rendering it overpriced. While the location and condition are appealing, the lack of alignment with the luxury market's expectations could deter potential buyers seeking substantial investment returns.
Potential Economic Downturn The economic stability score of 90 indicates strong fundamentals, but a sudden downturn could impact tenant stability, currently at 80, leading to potential vacancies or rent reductions.
