This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 118 m², energy rating C. Located on rua do Ribeiro, Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: The apartment includes a north-facing terrace that offers good views and ample natural light, enhancing the overall living experience.
The valuation. The asking price of €485,000 is considerably below the fair value of €585,074, presenting a difference of €100,074 (20.6%). Verdict: underpriced. Buy-to-flip angle. The strategy involves renovating the apartment to enhance its appeal, enabling a resale at a higher market price. This could capitalize on the underselling trend in the area. Buy-to-let angle. The projected rental income of approximately €1,617/month offers a gross yield of 4%. Given the tourist-heavy location, there’s strong potential for short-term vacation rentals to maximize revenue.
Fair value modelled at €585,074 from the area baseline, adjusted for condition and location. Asking €485,000 sits €100,074 (20.6%) below — the upside to fair value.
Asking €485,000 versus the rua do Ribeiro area baseline of €548,936 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 70 · Materials 65 · Room dimensions 71). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 72/100 (Housing Market 80 · Amenities 70 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua do Ribeiro
Area baseline €548,936 + condition -€12,169 + location +€48,306 = modelled fair value of €585,074 (€4,958/m²), a €100,074 (20.6%) gap versus the €485,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua do Ribeiro | Subject | €485,000 | €4,110 | — | 70 | 72 |
| Quarteira · ba3e64 | Active | €370,000 | €3,737 | 9.1% | 73 | 70 |
| Quarteira · 49b833 | Active | €405,000 | €3,375 | 17.9% | 75 | 71 |
| Quarteira · 1e6627 | Active | €529,500 | €4,728 | 15.0% | 65 | 69 |
| rua 1 | Active | €650,000 | €4,643 | 13.0% | 74 | 61 |
| Median comp | €467,250 | €4,190 | 1.9% | 74 | 70 |
Short-term vacation rental This 3-bed apartment in Quarteira, Loulé, is ideally positioned for the short-term vacation rental market, with a fair value that suggests significant potential for appreciation. At a gross yield of 4%, the property presents an excellent opportunity to capture seasonal tourism demand in this popular Algarve region. Buy-and-hold With a listing price of €485,000 falling €100,074 below the fair value, this apartment offers a compelling buy-and-hold investment opportunity. The strong neighborhood dynamics, supported by an economic ecosystem reliant on tourism, imply sustained demand and potential asset appreciation over time. Family rental The property’s spacious layout and decent condition make it suitable for family rentals in a neighborhood that scores 72/100 for overall livability. However, investors should be conscious of seasonal fluctuations in rental demand tied to the tourist-heavy area, which may influence rental stability.
Economic Vulnerability The property faces economic risk due to a moderate economic stability score of 65/100, indicating potential fluctuations in local economic conditions that could affect rent prices and occupancy rates.
