This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 264 m², built in 2022, energy rating A. Located União das Freguesias de Querença, Tôr e Benafim parish, Loulé municipality, Faro district. Noteworthy Features: This property includes a luxurious outdoor leisure area with a jacuzzi and a natural fruit tree garden, promoting sustainability and an enviable lifestyle. Highlight Relevancy: Direct access to expansive terraces enhances the indoor-outdoor flow, ideal for entertaining.
The valuation. The asking price of €1,650,000 sits €295,421 (17.9%) above the fair value of €1,354,579, indicating that the property is overpriced. This misvaluation could limit potential returns for an investor. Buy-to-flip angle. The buy-to-flip strategy may yield moderate gains, necessitating significant renovations to boost market appeal, yet current pricing complicates the potential for profitable resale. A strong marketing approach is critical to navigate this challenge. Buy-to-let angle. With a gross yield of 0% and a family rental strategy, the property fails to deliver rental income as a viable investment option. The location in the Algarve does suggest the potential for future short-term rentals, albeit uncertain.
Fair value modelled at €1,354,579 from the area baseline, adjusted for condition and location. Asking €1,650,000 sits €295,421 (17.9%) above — overpriced versus fair value.
Asking €1,650,000 versus the União das Freguesias de Querença, Tôr e Benafim, Loulé, Faro area baseline of €1,265,880 (€4,795/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 89/100 (Condition 87 · Materials 90 · Room dimensions 88). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 61/100 (Housing Market 60 · Amenities 65 · Economic 55 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
União das Freguesias de Querença, Tôr e Benafim, Loulé, Faro
Area baseline €1,265,880 + condition +€33,000 + location +€55,699 = modelled fair value of €1,354,579 (€5,131/m²), a €295,421 (17.9%) gap versus the €1,650,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| União das Freguesias de Querença, Tôr e Benafim · f3639c | Subject | €1,650,000 | €6,250 | — | 87 | 61 |
| Loulé (São Sebastião) · 6d54b0 | Active | €2,500,000 | €6,720 | 7.5% | 82 | 59 |
| estrada do Sobradinho | Active | €1,295,000 | €4,302 | 31.2% | 85 | 76 |
| União das Freguesias de Querença, Tôr e Benafim · 96c18c | Active | €2,250,000 | €6,048 | 3.2% | 82 | 64 |
| Quarteira · ba3e76 | Active | €1,295,000 | €6,023 | 3.6% | 85 | 70 |
| Median comp | €1,772,500 | €6,036 | 3.4% | 84 | 67 |
Short-term vacation rental Given the property's price of €1,650,000, which is 17.9% above its fair value, the short-term vacation rental strategy is not advisable as the projected yield is 0%. The location in the Algarve is indeed attractive for tourism, but the market conditions do not justify the investment at this price point. Buy-and-hold Investing in this property as a buy-and-hold asset is disadvantageous due to its overpricing relative to the fair value of €1,354,579, resulting in no gross yield. The combination of high acquisition costs and a neighborhood score of 61/100 suggests limited potential for future appreciation. Family rental The family rental strategy is less favorable for this property, as it is overpriced at €1,650,000, which exceeds its fair market value by 17.9%. Even though the condition is rated high at 89/100, the neighborhood quality does not sufficiently support the current price level for long-term family housing demands.
Economic Vulnerability The economic stability score of 55/100 indicates a significant risk of downturns that could affect tenant turnover and rental income.
