This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 129 m², energy rating C. Located on rua Camilo Castelo Branco, Setúbal (São Sebastião) parish, Setúbal municipality, Setúbal district. Noteworthy Features: This apartment includes a cozy fireplace, enhancing the comfort of living spaces, and a spacious balcony, ideal for leisure and outdoor enjoyment. **
The valuation. The asking price of €340,000 sits slightly below the fair value of €344,422, representing a modest discount of €4,422 (1.3%). This property is thus positioned as a good opportunity for investment. Buy-to-flip angle. Given the property's favorable listing price and solid quality, a buy-and-flip strategy could yield significant profits, especially with minor renovations to enhance its appeal. This approach may attract buyers seeking modern finishes in Setúbal. Buy-to-let angle. The estimated rental income of €1,105/month provides a gross yield of 3.9%, making this apartment a viable long-term rental investment. The combination of location and condition is likely to attract steady tenants.
Fair value modelled at €206,302 from the area baseline, adjusted for condition and location. Asking €340,000 sits €133,698 (39.3%) above — overpriced versus fair value.
Asking €340,000 versus the rua Camilo Castelo Branco area baseline of €204,852 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 72 · Materials 75 · Room dimensions 78). Below-median condition lowers fair value versus a renovated baseline unit. Full condition report →
Neighbourhood score 53/100 (Housing Market 50 · Amenities 50 · Economic 60 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
rua Camilo Castelo Branco
Area baseline €204,852 + condition -€1,008 + location +€2,458 = modelled fair value of €206,302 (€1,599/m²), a €133,698 (39.3%) gap versus the €340,000 asking price.
Buy-and-hold This 3-bed apartment in Setúbal is attractive for a buy-and-hold strategy, with a fair market value only slightly above the listing price, indicating it is available at a mild discount. The 3.9% gross yield reinforces its potential as a stable long-term investment, particularly in a semi-rural area benefiting from economic proximity. Family rental Given the appealing size and adequate condition of the property, it stands out as a suitable option for family rentals in Setúbal. The neighborhood provides a mix of economic support and amenities, making it an ideal environment for families looking for long-term stays. Long-term rental The property’s modest pricing relative to fair value along with a favorable yield makes it well-suited for long-term rental investments. Its condition and economic backdrop suggest a steady demand, making it a strong candidate for consistent rental income over time.
Tenant Default Risk The low tenant stability score of 55/100 indicates a higher likelihood of rental default, which may impact cash flow and property value.
