This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 54 m², energy rating D. Located Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. Noteworthy Features: The apartment boasts excellent sun exposure and proximity to multiple public transport options, enhancing both convenience and future appreciation potential in a rapidly developing area.
The valuation. The asking price of €249,500 is substantially above the fair value of €125,363, representing an overpricing of €124,137, or 49.8%. This considerable discrepancy makes the property unattractive for investors seeking a valued deal. Buy-to-flip angle. Given its overpriced status, a buy-to-flip strategy would likely yield poor returns unless major renovations are applied to significantly enhance appeal and justify resale. Flipping may not be the ideal approach under current market conditions. Buy-to-let angle. The rental income strategy faces challenges due to a 0% gross yield, indicating no positive cash flow from monthly rentals. Long-term leasing may not provide viable returns based on the current pricing and economic situation.
Fair value modelled at €125,363 from the area baseline, adjusted for condition and location. Asking €249,500 sits €124,137 (49.8%) above — overpriced versus fair value.
Asking €249,500 versus the Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon area baseline of €115,884 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 70 · Materials 75 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon
Area baseline €115,884 + condition -€2,109 + location +€11,588 = modelled fair value of €125,363 (€2,322/m²), a €124,137 (49.8%) gap versus the €249,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Iria de Azóia, São João da Talha e Bobadela · ba39c3 | Subject | €249,500 | €4,620 | — | 70 | 75 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 49b6d0 | Active | €335,000 | €4,467 | 3.3% | 70 | 76 |
| rua Pedro Álvares Cabral, 10 | Active | €255,000 | €4,554 | 1.4% | 72 | 75 |
| rua 10 de Julho, 4 | Active | €265,000 | €4,569 | 1.1% | 65 | 74 |
| rua São Francisco Xavier | Active | €295,000 | €4,538 | 1.8% | 73 | 74 |
| Median comp | €280,000 | €4,546 | 1.6% | 71 | 75 |
Long-term rental The 2-bed apartment in Santa Iria de Azóia is currently listed at €249,500, which significantly exceeds its fair value of €125,363. With a gross yield of 0%, this investment does not provide a compelling opportunity for long-term rental. Buy-and-hold Given the current listing price reflects a 49.8% gap from fair value, acquiring this property for a buy-and-hold strategy is not advisable. With its condition scoring 73 and a neighborhood rating of 75, this apartment fails to justify the premium placed on it. Family rental This property may appear suitable for family rental due to its size and location, but the asking price is excessively high compared to the fair valuation. A gross yield of 0% and a substantial price gap suggest that it may not attract the expected tenant quality in the long term.
Tenant turnover risk A tenant stability score of 70/100 indicates a potential for increased turnover, which may lead to higher vacancy rates and associated costs.
