This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 125 m², built in 1982, energy rating C. Located Moscavide e Portela parish, Loures municipality, Lisbon district. Noteworthy Features: The 9th-floor apartment boasts impressive panoramic views of the surrounding area and includes a rare combination of a garage space and rooftop storage for added convenience.
The valuation. The asking price of €499,000 is significantly above the fair value of €271,741, representing an overpricing of €227,259 or 45.5%. This property does not represent a fair market value for potential buyers.
Fair value modelled at €271,741 from the area baseline, adjusted for condition and location. Asking €499,000 sits €227,259 (45.5%) above — overpriced versus fair value.
Asking €499,000 versus the Moscavide e Portela, Loures, Lisbon area baseline of €268,250 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 (Condition 62 · Materials 75 · Room dimensions 68). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 70/100 (Housing Market 75 · Amenities 75 · Economic 70 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Moscavide e Portela, Loures, Lisbon
Area baseline €268,250 + condition -€17,969 + location +€21,460 = modelled fair value of €271,741 (€2,174/m²), a €227,259 (45.5%) gap versus the €499,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Moscavide e Portela · 4a7f77 | Subject | €499,000 | €3,992 | — | 62 | 70 |
| rua José Manuel Cerqueira Afonso dos Santos | Active | €450,000 | €4,091 | 2.5% | 65 | 78 |
| Camarate, Unhos e Apelação · f36599 | Active | €430,000 | €3,839 | 3.8% | 72 | 74 |
| rua 1º de Dezembro, 5 | Active | €299,000 | €3,987 | 0.1% | — | 76 |
| Olivais · 090193 | Active | €399,000 | €4,483 | 12.3% | — | 73 |
| Median comp | €414,500 | €4,039 | 1.2% | 69 | 75 |
Long-term rental The 3-bed apartment in Moscavide e Portela is overpriced at €499,000 compared to its fair value of €271,741, indicating a significant gap that diminishes its attractiveness for long-term rental yields. With a gross yield of only 3.8% and a condition rating of 66/100 in a family-friendly neighborhood, the property may struggle to generate desirable rental income. Family rental While the area offers good infrastructure and amenities conducive to family living, the property’s price of €499,000 suggests it is far from being a financially sound investment for family rentals. The gap of 45.5% from fair value not only strains the economic feasibility but also raises concerns about tenant affordability in the long run. Buy-and-hold Holding this apartment at the current price of €499,000 is not strategic, as it is priced above the fair value of €271,741 and carries a substantial risk of stagnant growth. The combination of a 3.8% yield and the apartment's condition rating of 66/100 suggests long-term appreciation will be hindered by its current overvaluation.
Economic Dependency Risk The property may be vulnerable to economic downturns due to a moderate economic stability score of 70/100 combined with a tenant stability score of 65/100, indicating potential challenges in maintaining consistent rental income.
