This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 112 m², built in 2006, energy rating C. Located Camarate, Unhos e Apelação parish, Loures municipality, Lisbon district. Noteworthy Features: The property boasts enclosed balconies in all three bedrooms, providing versatile spaces for reading, working, or additional storage while maximizing natural light throughout the day.
The valuation. The asking price of €430,000 is significantly above fair value at €259,926, representing an overvaluation of €170,074 (39.6%). This discrepancy indicates that the property is overpriced for the current market conditions.
Fair value modelled at €259,926 from the area baseline, adjusted for condition and location. Asking €430,000 sits €170,074 (39.6%) above — overpriced versus fair value.
Asking €430,000 versus the Camarate, Unhos e Apelação, Loures, Lisbon area baseline of €240,352 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 72 · Materials 75 · Room dimensions 74). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 74/100 (Housing Market 75 · Amenities 75 · Economic 70 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Camarate, Unhos e Apelação, Loures, Lisbon
Area baseline €240,352 + condition -€3,500 + location +€23,074 = modelled fair value of €259,926 (€2,321/m²), a €170,074 (39.6%) gap versus the €430,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Camarate, Unhos e Apelação · f36599 | Subject | €430,000 | €3,839 | — | 72 | 74 |
| rua José Manuel Cerqueira Afonso dos Santos | Active | €450,000 | €4,091 | 6.6% | 65 | 78 |
| Moscavide e Portela · 4a7f77 | Active | €499,000 | €3,992 | 4.0% | 62 | 70 |
| alameda Doutor Francisco Sá Carneiro | Active | €470,000 | €3,643 | 5.1% | 72 | 74 |
| rua da Quinta das Lavadeiras | Active | €379,999 | €4,043 | 5.3% | 72 | 76 |
| Median comp | €460,000 | €4,018 | 4.6% | 69 | 75 |
Long-term rental The property price of €430,000 is significantly above the fair value of €259,926, indicating it is overpriced by 39.6%. This high valuation results in a modest gross yield of just 3.3%, making it less attractive for long-term rental investment. Family rental At €430,000, the apartment is overpriced relative to the fair value of €259,926, reflecting a 39.6% disparity. Although it is situated in a neighborhood with reasonable amenities, the price likely restricts potential family renters, resulting in diminished rental prospects. Buy-and-hold Purchasing this apartment for €430,000, which exceeds its fair value of €259,926 by 39.6%, would not be a sound buy-and-hold strategy. The low gross yield of 3.3% further complicates long-term investment viability, suggesting a lack of financial justification for this purchase.
Economic Vulnerability The economic stability score of 70/100 indicates potential fluctuations in the market that could impact rental income.
