This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 234 m², built in 1988, energy rating E. Located on rua do Loio, 93, Baguim do Monte (Rio Tinto) parish, Gondomar municipality, Porto district. Noteworthy Features: The property includes a heat recovery system for energy efficiency and features multiple balconies that enhance outdoor living options and relaxation spaces throughout the home.
The valuation. The asking price of €410,000 exceeds the fair value of €321,329 by €88,671, representing a 21.6% premium. This property is judged to be overpriced given the significant discrepancy between listing and market value.
Fair value modelled at €321,329 from the area baseline, adjusted for condition and location. Asking €410,000 sits €88,671 (21.6%) above — overpriced versus fair value.
Asking €410,000 versus the rua do Loio, 93 area baseline of €540,774 (€2,311/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 65/100 (Condition 63 · Materials 70 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 72/100 (Housing Market 70 · Amenities 65 · Economic 70 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua do Loio, 93
Area baseline €540,774 + condition -€35,100 + location +€28,829 = modelled fair value of €321,329 (€1,373/m²), a €88,671 (21.6%) gap versus the €410,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua do Loio, 93 | Subject | €410,000 | €1,752 | — | 63 | 72 |
| Ermesinde · 4a7f4a | Active | €400,000 | €2,041 | 16.5% | 72 | 71 |
| Fânzeres e São Pedro da Cova · dee459 | Active | €397,500 | €2,395 | 36.7% | 73 | 72 |
| Fânzeres e São Pedro da Cova · 96c57b | Active | €260,000 | €1,818 | 3.8% | 70 | 76 |
| Baguim do Monte (Rio Tinto) · 7354d4 | Active | €190,000 | €1,759 | 0.4% | — | 70 |
| Median comp | €328,750 | €1,930 | 10.1% | 72 | 72 |
Long-term rental The property appears overpriced at €410,000 compared to the fair value of €321,329, which may limit profit margins for long-term rental investments. With a gross yield of 4.5%, investors might struggle to achieve satisfactory returns given the high entry price. Family rental At €410,000, the pricing of this 3-bed house is above the fair value of €321,329, suggesting it may not be an attractive option for family rentals. While the neighborhood's rating of 72/100 provides decent amenities, the 21.6% gap from fair value raises concerns about long-term rental viability. Buy-and-hold With the property priced at €410,000, which is significantly higher than the fair value of €321,329, the buy-and-hold strategy may be compromised by potential equity depreciation. Despite a stable suburban environment in Greater Porto, the market dynamics indicate that this property is overpriced and could limit future appreciation opportunities.
Economic vulnerability With an economic stability score of 70/100, there may be fluctuations that could impact rental income and property appreciation.
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