This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 201 m², built in 2025, energy rating A. Located on rua Capitão Jorge Ribeiro, 145, Santa Luzia parish, Tavira municipality, Faro district. Noteworthy Features: This property includes a rooftop terrace with panoramic views of Ria Formosa, offering serene sunset experiences and a unique outdoor retreat in a tranquil setting.
The valuation. The asking price of €1,250,000 significantly exceeds the fair value of €368,100, making the property overpriced by €881,900 (70.6%). This gap suggests limited justification for the current listing. Buy-to-flip angle. A resale or wholesale strategy would be difficult given the substantial overpricing, aiming for a profitable flip in a competitive market seems unrealistic. Buy-to-let angle. With an estimated gross yield of 1.9% (~€1,979/month), the rental income strategy is unlikely to generate satisfactory returns, especially considering the neighborhood's mixed ratings.
Fair value modelled at €368,100 from the area baseline, adjusted for condition and location. Asking €1,250,000 sits €881,900 (70.6%) above — overpriced versus fair value.
Asking €1,250,000 versus the rua Capitão Jorge Ribeiro, 145 area baseline of €768,222 (€3,822/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 82 · Materials 87 · Room dimensions 85). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 63/100 (Housing Market 65 · Amenities 60 · Economic 55 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Capitão Jorge Ribeiro, 145
Area baseline €768,222 + condition +€25,125 + location +€16,953 = modelled fair value of €368,100 (€1,831/m²), a €881,900 (70.6%) gap versus the €1,250,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Capitão Jorge Ribeiro, 145 | Subject | €1,250,000 | €6,219 | — | 82 | 63 |
| praça da República | Active | €535,000 | €8,231 | 32.4% | 80 | 73 |
| Santa Luzia · f35f9b | Active | €295,000 | €4,214 | 32.2% | 73 | 67 |
| rua Capitão Jorge Ribeiro, 145 | Active | €1,250,000 | €6,443 | 3.6% | 74 | 61 |
| acesso por Duas Ru | Active | €999,000 | €5,741 | 7.7% | 70 | 57 |
| Median comp | €767,000 | €6,092 | 2.0% | 74 | 64 |
Short-term vacation rental The property’s high listing price of €1,250,000 translates to a 1.9% gross yield, suggesting it is not positioned well for short-term vacation rentals despite the Algarve's summer demand. With a significant gap of 70.6% from its fair value of €368,100, the investment does not align with profitable rental strategies. Buy-and-hold At a listing price of €1,250,000, the property’s return on investment is severely hindered by its 1.9% gross yield, making it a less desirable choice for long-term buy-and-hold strategies. The 70.6% disparity from its fair value underscores its overpriced nature, which could lead to substantial capital loss over time. Family rental With a listing price of €1,250,000 and a yield of only 1.9%, this property is not suited for family rentals where affordability and value are key for tenant retention. The property's significant overpricing, compared to its fair value of €368,100, indicates potential challenges in attracting long-term tenants. Not ideal for This property is not suitable for student housing, given the limited economic diversity and inadequate education quality in the area. Additionally, it is not competitive in the luxury market or for value-add renovations due to its steep price point and existing condition rating of 85/100.
Economic Vulnerability The economic stability score of 55/100 indicates a significant risk of fluctuating income levels that could impact tenant retention and overall property performance.
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