This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom house of 109 m², built in 1969. Located Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. The property features tilt-and-turn windows with double glazing and shutters, ensuring excellent thermal and acoustic insulation, ideal for maintaining comfort year-round.
The valuation. The asking price of €364,900 is significantly below fair value at €450,860, resulting in a discount of €85,960 or 19.1%. This indicates a strong opportunity for investment in the current market.
Fair value modelled at €450,860 from 6 comparable sales in the area. Asking €364,900 sits €85,960 (19.1%) below — the upside to fair value.
Asking €364,900 versus the Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal area baseline of €400,127 (€3,671/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 65/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €400,127, adjusted for condition and micro-location, gives a modelled fair value of €450,860 (€4,136/m²), a €85,960 (19.1%) gap versus the €364,900 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 6273b5 | Subject | €364,900 | €3,348 | — | 68 | 50 |
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 6d53ac | Active | €349,900 | €4,486 | 34.0% | 72 | 48 |
| rua das Oliveiras, 8 | Active | €330,000 | €6,471 | 93.3% | 75 | 47 |
| rua das Oliveiras, 8 | Active | €290,000 | €4,203 | 25.5% | 72 | 58 |
| Setúbal (São Sebastião) · 4d47b2 | Active | €350,000 | €4,070 | 21.6% | 79 | 46 |
| Median comp | €339,950 | €4,345 | 29.8% | 74 | 48 |
Long-term rental This property presents an attractive opportunity for long-term rental due to its favorable gross yield of 4.1%, suggesting potential for consistent cash flow. Being 19.1% underpriced versus fair value further supports its viability in the rental market, particularly in a region with limited economic activity. Buy-and-hold The current listing price shows a substantial gap of 19.1% below the assessed fair value, making it a compelling buy-and-hold strategy for investors seeking capital appreciation. Additionally, the relatively decent condition rating of 65/100 offers the possibility of maintaining or enhancing the property's value over time. Family rental This property’s reasonable pricing at €364,900, compared to a fair value of €450,860, positions it well for family rentals in a space where availability may be limited. With a gross yield of 4.1%, it has the potential to attract families seeking stable, long-term housing in a semi-rural environment, despite the neighbourhood's moderate rating of 50/100.
Economic Vulnerability The economic stability score of 50/100 indicates a high risk of fluctuations in market conditions that could negatively affect rental income and property value.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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