This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom villa of 147 m², energy rating B. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. This villa boasts a heated private pool with integrated steps and a sophisticated thermal cover system, alongside a fully automated irrigation system powered by a recently renovated borehole.
The valuation. The asking price of €895,000 exceeds the fair value of €722,926 by €172,074 (23.8%), indicating the property is priced above the market value.
Fair value modelled at €722,926 from 6 comparable sales in the area. Asking €895,000 sits €172,074 (23.8%) above — overpriced versus fair value.
Asking €895,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €633,378 (€4,309/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €633,378, adjusted for condition and micro-location, gives a modelled fair value of €722,926 (€4,918/m²), a €172,074 (23.8%) gap versus the €895,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · a79e98 | Subject | €895,000 | €6,088 | — | 80 | 72 |
| Santa Bárbara de Nexe · 956c00 | Active | €999,500 | €5,316 | 12.7% | 75 | 67 |
| estrada municipal 520 | Active | €890,000 | €3,836 | 37.0% | 75 | 54 |
| Loulé (São Clemente) · 9387a2 | Active | €895,000 | €4,864 | 20.1% | 76 | 64 |
| Loulé (São Clemente) · 6eba13 | Active | €1,400,000 | €7,650 | 25.7% | 82 | 62 |
| Median comp | €947,250 | €5,090 | 16.4% | 76 | 63 |
Long-term rental The villa's listing at €895,000, significantly above the fair value of €722,926, ceases to be an attractive option for long-term rental due to the high cost relative to its 2.5% gross yield. This pricing makes it challenging to achieve desirable cash flow, especially considering the neighborhood's rating of 72/100, which suggests moderate demand potential. Short-term vacation rental Despite the strong tourism influence in the Algarve, the villa's €895,000 price point compared to a fair value of €722,926 indicates that the property is overpriced for the short-term rental market, which typically favors lower-cost accommodations. With a gross yield of only 2.5%, this investment does not align well with the expected returns in this competitive segment. Family rental At €895,000, this villa exceeds its fair value of €722,926, making it an unsuitable option for family rentals where value and affordability are crucial drivers of tenant attraction. The property’s moderate condition rating of 82/100 and relatively high asking price create barriers to securing reliable long-term family tenants who seek more economically viable housing options.
Economic Vulnerability The economic stability score of 65/100 indicates potential vulnerabilities in the local economy that could affect rental income and property value.
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