This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom house of 55 m². Located on rua Xarafe, Setúbal (São Sebastião) parish, Setúbal municipality, Setúbal district. Noteworthy Features: The property boasts substantial cabinetry throughout, enhancing storage potential, and includes a private outdoor space ideal for gardening or leisure activities.
The valuation. The asking price of €169,000 is significantly below the fair value of €235,888, positioning this property as subvalued by €66,888 (28.4%). This presents a strong buying opportunity in the current market conditions.
Fair value modelled at €235,888 from 6 comparable sales in the area. Asking €169,000 sits €66,888 (28.4%) below — the upside to fair value.
Asking €169,000 versus the rua Xarafe area baseline of €222,024 (€4,037/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 56/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €222,024, adjusted for condition and micro-location, gives a modelled fair value of €235,888 (€4,289/m²), a €66,888 (28.4%) gap versus the €169,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Xarafe | Subject | €169,000 | €3,073 | — | 50 | 58 |
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 6fbc1b | Active | €230,000 | €4,107 | 33.7% | 42 | 52 |
| Setúbal (São Sebastião) · f10990 | Active | €390,000 | €5,065 | 64.8% | — | 60 |
| Setúbal (São Sebastião) · b7b508 | Active | €228,000 | €4,471 | 45.5% | 42 | 54 |
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 6273b5 | Active | €364,900 | €3,348 | 8.9% | 68 | 50 |
| Median comp | €297,450 | €4,289 | 39.6% | 42 | 53 |
Long-term rental This property in Setúbal offers a gross yield of 5.2%, which aligns well with a stable long-term rental strategy, especially given its fair value of €235,888 compared to the listing price of €169,000. Its suburban characteristics and moderate amenities make it attractive to tenants looking for affordable living without being far from the city. Buy-and-hold With the current listing price reflecting a significant gap of 28.4% below fair value, this property presents an appealing buy-and-hold opportunity in the Setúbal market. The moderate condition score of 56/100 suggests that while there may be some initial maintenance costs, the long-term appreciation potential compensates for this, particularly as the area develops. Family rental This 2-bed house can serve as a solid option for family rentals, benefiting from the local neighborhood’s suburban advantages and reasonably high yield at 5.2%. Its fair price positioning makes it an attractive choice for families seeking longer-term housing solutions in a relatively affordable market. Not ideal for luxury market The property’s suburban setting and moderate amenities indicate it is not suited for the luxury market, where higher-end features and locations are typically expected. Therefore, it is unlikely to command the premium prices associated with luxury rentals in more desirable areas. Not ideal for short-term vacation rental Given the neighborhood's moderate amenities and suburban characteristics, this property may struggle to attract short-term vacation rental guests who often seek vibrant urban centers. The lack of unique appeal in the area diminishes its potential profitability for such rental strategies. Not ideal for student housing The property’s suburban nature and proximity to amenities do not cater to students who usually prefer more urban environments with easy access to universities and nightlife. Consequently, the demand for student housing in this location is likely to be limited, impacting potential returns from this strategy.
Economic Vulnerability With an economic stability score of 55/100, the property faces potential financial risks due to a weaker local economy that may hinder consistent tenant demand and rental income stability. Tenant Turnover Risk Given a tenant stability score of 60/100, there is a moderate risk of tenant turnover which could lead to increased vacancy rates and costs associated with finding new tenants.
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