This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 175 m², built in 1997, energy rating E. Located Peniche parish, Peniche municipality, Leiria district. Location: This property features a well-kept garden and patio areas perfect for outdoor gatherings, alongside potential renovations in the attic to suit personal needs. Condition: The meticulous design elements accentuate both functionality and aesthetics throughout the home.
The valuation. The asking price of €445,000 sits 8.5% below the fair value of €486,354, indicating the property is fairly priced and presents a solid investment opportunity without being undervalued. Buy-to-flip angle. With an estimated fair value surplus of €41,354, a buy-to-flip strategy focuses on minor renovations to enhance appeal, potentially increasing resale value while capitalizing on the demand in this coastal area. Buy-to-let angle. The estimated rental income of €1,224/month translates to a gross yield of 3.3%, making this property a viable buy-to-let option given its location's gradual development and rental demand in the region.
Fair value modelled at €486,354 from 6 comparable sales in the area. Asking €445,000 sits €41,354 (8.5%) below — the upside to fair value.
Asking €445,000 versus the Peniche, Peniche, Leiria area baseline of €398,479 (€2,277/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €398,479, adjusted for condition and micro-location, gives a modelled fair value of €486,354 (€2,779/m²), a €41,354 (8.5%) gap versus the €445,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Peniche · e554d7 | Subject | €445,000 | €2,543 | — | 72 | 52 |
| rua de Santana, 45 | Active | €340,000 | €2,267 | 10.9% | 70 | 55 |
| Peniche · 800430 | Active | €395,000 | €3,292 | 29.4% | 85 | 55 |
| Peniche · 5da2d9 | Active | €320,000 | €1,778 | 30.1% | 74 | 59 |
| Peniche · e834eb | Active | €395,000 | €3,292 | 29.4% | 80 | 55 |
| Median comp | €367,500 | €2,780 | 9.3% | 77 | 55 |
Buy-and-hold This 4-bed house in Peniche represents a stable investment at a fair value of €486,354, with a current listing price of €445,000 reflecting an 8.5% gap. However, with a gross yield of only 3.3%, the investment may take time to generate significant returns, especially given the neighbourhood's lower rating of 52/100. Value-add renovation With a property condition rating of 75/100, there is room for strategic renovations to enhance value in the long run, despite the property being priced fairly at €445,000. Improvements could leverage the location’s potential development due to its proximity to urban centres, but careful investment will be required to maximize rental yields. Long-term rental As a long-term rental investment, the property offers a modest return due to its 3.3% gross yield and fair valuation, but the neighbourhood score of 52/100 suggests limited tenant demand. Prospective landlords should weigh the sustainable yield against the potential for neighborhood growth over time, balancing short-term cash flow concerns with long-term appreciation potential.
Economic downturn risk The economic stability score of 45/100 indicates a significant risk of financial instability in the area, which could negatively impact rental income and property value.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Login Required
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Sign in to buy the report or use a credit
