This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 70 m², energy rating D. Located Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Features: This apartment includes a charming private balcony with views of the surrounding historic architecture, enhancing outdoor living space typical for urban settings in Lisbon.
The valuation. The asking price of €399,000 significantly exceeds the fair value of €78,811, indicating an overvaluation of €320,189 (80.2%). This property is not priced attractively for investment purposes.
Fair value modelled at €78,811 from the area baseline, adjusted for condition and location. Asking €399,000 sits €320,189 (80.2%) above — overpriced versus fair value.
Asking €399,000 versus the Santa Maria Maior, Lisbon, Lisbon area baseline of €360,780 (€5,154/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 (Condition 75 · Materials 70 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 80/100 (Housing Market 85 · Amenities 80 · Economic 90 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria Maior, Lisbon, Lisbon
Area baseline €360,780 + condition -€5,469 + location +€9,030 = modelled fair value of €78,811 (€1,126/m²), a €320,189 (80.2%) gap versus the €399,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria Maior · 93712e | Subject | €399,000 | €5,700 | — | 75 | 80 |
| rua Marcos Portugal | Active | €518,000 | €7,400 | 29.8% | 72 | 90 |
| rua Capitão Roby, 37 | Active | €275,000 | €4,231 | 25.8% | 75 | 82 |
| Penha de França · 1e659b | Active | €365,000 | €5,214 | 8.5% | 70 | 84 |
| Penha de França · 1e6034 | Active | €365,000 | €6,887 | 20.8% | 75 | 84 |
| Median comp | €365,000 | €6,051 | 6.1% | 74 | 84 |
Long-term rental The 2-bed apartment in Santa Maria Maior, asking €399,000, presents a significant gap of 80.2% from its fair value of €78,811, indicating it is overpriced. Given the current yield of 4.1%, potential long-term rental returns may not compensate for the inflated acquisition cost, limiting attractiveness for investors seeking stable income in this market. Short-term vacation rental With a fair value of just €78,811, the listed price of €399,000 suggests that the property is overpriced by 80.2%. Despite the area's amenities, potential short-term vacation rental returns appear undermined by the significantly high initial investment, impacting overall profitability. Buy-and-hold As the apartment's price exceeds its fair value by 80.2%, it is clearly overpriced at €399,000 compared to a fair valuation of €78,811. Investors may find that the potential appreciation of the property does not align with the excessive purchase price, thereby weakening the buy-and-hold strategy's long-term benefits.
Tenant turnover risk Higher tenant turnover may be anticipated due to the tenant stability score of 75/100, potentially leading to increased vacancy rates and costs associated with finding new tenants.
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