This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 78 m², built in 1984. Located Benfica parish, Lisbon municipality, Lisbon district. Noteworthy Feature: This apartment includes two enclosed balconies, offering additional versatile spaces for relaxation or storage, complementing the overall customizable layout for future owners. Condition Note: The unit is partially finished, ready for personal customization.
The valuation. The asking price of €445,000 sits significantly above the fair value of €313,495, representing a premium of €131,505 (29.6%). This valuation indicates that the property is overpriced and may not offer the best investment opportunity.
Fair value modelled at €313,495 from the area baseline, adjusted for condition and location. Asking €445,000 sits €131,505 (29.6%) above — overpriced versus fair value.
Asking €445,000 versus the Benfica, Lisbon, Lisbon area baseline of €359,112 (€4,604/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 56/100 (Condition 50 · Materials 70 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 74/100 (Housing Market 75 · Amenities 70 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Benfica, Lisbon, Lisbon
Area baseline €359,112 + condition -€23,156 + location +€29,488 = modelled fair value of €313,495 (€4,019/m²), a €131,505 (29.6%) gap versus the €445,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Benfica · 937636 | Subject | €445,000 | €5,705 | — | 50 | 74 |
| Benfica · 65a686 | Active | €395,000 | €5,338 | 6.4% | 48 | 76 |
| avenida Gomes Pereira | Active | €379,000 | €5,192 | 9.0% | — | 83 |
| Benfica · 261edb | Active | €310,000 | €3,974 | 30.3% | 50 | 75 |
| rua Elias Garcia | Active | €285,000 | €4,750 | 16.7% | 58 | 79 |
| Median comp | €344,500 | €4,971 | 12.9% | 50 | 78 |
Long-term rental This property is priced at €445,000 while its fair value is €313,495, indicating it is overpriced by 29.6%. The current yield of 3% gross is not attractive in light of its significant overvaluation, making it a less desirable option for long-term rental investors. Family rental With its fair value set at €313,495, the €445,000 listing suggests a 29.6% premium that may deter family renters looking for reasonable market prices. Furthermore, the property’s condition rating of 56/100 indicates that it may require updates, complicating its potential as a practical family rental. Buy-and-hold Investing €445,000 in this property, significantly above its fair value of €313,495, reflects a 29.6% premium that could hinder long-term capital appreciation. For a buy-and-hold strategy, the existing yield of 3% gross becomes insufficient given the notable market overpricing and suboptimal condition of the apartment.
Economic Fluctuation Risk The property faces a risk associated with potential economic downturns, despite a robust economic stability score of 80/100, which could impact tenant retention as highlighted by the lower tenant stability score of 70/100.
