This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom duplex of 120 m², built in 1992, energy rating E. Located Baixa da Banheira e Vale da Amoreira parish, Moita municipality, Setúbal district. Noteworthy Features: This duplex includes a closed balcony off the semi-equipped kitchen, enhancing the living space with natural light and potential for outdoor enjoyment.
The valuation. The asking price of €328,000 sits €98,749 (30.1%) above the fair value of €229,251, making this property overpriced. Investors should proceed with caution given its inflated valuation relative to market conditions.
Fair value modelled at €229,251 from the area baseline, adjusted for condition and location. Asking €328,000 sits €98,749 (30.1%) above — overpriced versus fair value.
Asking €328,000 versus the Baixa da Banheira e Vale da Amoreira, Moita, Setúbal area baseline of €304,920 (€2,541/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 80 · Materials 75 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 72/100 (Housing Market 70 · Amenities 75 · Economic 70 · Tenant Quality 73). Strong amenities and housing-market momentum support a premium to baseline.
Baixa da Banheira e Vale da Amoreira, Moita, Setúbal
Area baseline €304,920 + condition +€4,688 + location +€18,163 = modelled fair value of €229,251 (€1,910/m²), a €98,749 (30.1%) gap versus the €328,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Baixa da Banheira e Vale da Amoreira · 001744 | Subject | €328,000 | €2,733 | — | 80 | 72 |
| rua General Humberto Delgado | Active | €267,000 | €3,217 | 17.7% | 75 | 70 |
| rua 3 | Active | €250,000 | €2,688 | 1.7% | 80 | 73 |
| rua Doutor Manuel Pacheco Nobre | Active | €309,000 | €2,943 | 7.7% | 72 | 69 |
| rua Francisco Horta Raposo, 4A | Active | €352,000 | €2,816 | 3.0% | 70 | 71 |
| Median comp | €288,000 | €2,880 | 5.3% | 74 | 71 |
Long-term rental This property is currently priced at €328,000, which is significantly above the fair value of €229,251, indicating that it is overpriced by 30.1%. With a gross yield of 3.6%, the financial return does not justify the high initial investment. Family rental Given its 78/100 condition rating and suitability for families, this property could attract tenants looking for stability in a suburban environment. However, at its current price point, potential cash flow may be severely limited due to the established fair value discrepancy. Buy-and-hold Although the area boasts low crime rates and decent tenant quality, the property’s price of €328,000 does not align with the fair market valuation of €229,251. This overpricing diminishes the potential for capital appreciation, making it a less attractive long-term hold investment. Not ideal for short-term vacation rental The high initial purchase price relative to fair market value poses a significant risk for generating sustainable short-term rental income in this suburban setting. Current demand indications suggest that this market is not conducive to short-term vacation rentals. Not ideal for luxury market The duplex's characteristics and neighborhood profile do not support a luxury market positioning, further exacerbated by its overpriced listing at €328,000. A more realistic price point would enhance its appeal in the local market.
Economic Dependence Risk The economic stability score of 70/100 suggests a moderate reliance on local economic conditions, which could impact rental income and property values.
